Question follow-through · 112463

Credit Cards: Regulation

To ask the Chancellor of the Exchequer, whether consumer credit affordability and creditworthiness checks adequately prevent people with high levels of debt and known gambling-related financial risks from obtaining additional credit cards; and what steps

answeredTreasury

About this written question

A written question asks a government minister for information in writing. Parliament publishes the question and any answer.

Answering body
Treasury
Tabled
10 Feb 2026
Target answer date
12 Feb 2026
Answer
18 Feb 2026 · 8 calendar days after tabling

Elapsed calendar days describe the record timeline, not whether Parliament considers an answer on time.

Recorded timeline

  1. 10 Feb 2026

    Question tabled

    To ask the Chancellor of the Exchequer, whether consumer credit affordability and creditworthiness checks adequately prevent people with high levels of debt and known gambling-related financial risks from obtaining additional credit cards; and what steps

  2. 12 Feb 2026

    Target answer date

    Date supplied by the official written-questions record.

  3. 18 Feb 2026

    Answer published

    Lenders offering credit are regulated by the Financial Conduct Authority (FCA). This oversight ensures that lending practices are fair and that consumers are protected – firms regulated by the FCA must comply with its strict lending affordability rules, l...

Open official record

Official data retrieved 28 Sept 2026.

Later records

Possible follow-up questions

Strong links require the same MP, department and exact heading. Other same-department questions are shown as unreviewed candidates, not as confirmed follow-ups. No debate link is asserted unless a stable source relationship exists.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Motor Insurance: Proof of Identity

13 May 2026 · To ask the Chancellor of the Exchequer, what discussions her Department has had with the Financial Conduct Authority on the adequacy of online identity verification checks used by motor insurance providers to prevent fraudulent policies being issued using