Question follow-through · 96331

Debt Respite Scheme

To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential merits of introducing a mechanism for creditors to seek redress where a Breathing Space certification has been incorrectly granted and financial loss has resulted.

answeredTreasury

About this written question

A written question asks a government minister for information in writing. Parliament publishes the question and any answer.

Answering body
Treasury
Tabled
2 Dec 2025
Target answer date
4 Dec 2025
Answer
10 Dec 2025 · 8 calendar days after tabling

Elapsed calendar days describe the record timeline, not whether Parliament considers an answer on time.

Recorded timeline

  1. 2 Dec 2025

    Question tabled

    To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential merits of introducing a mechanism for creditors to seek redress where a Breathing Space certification has been incorrectly granted and financial loss has resulted.

  2. 4 Dec 2025

    Target answer date

    Date supplied by the official written-questions record.

  3. 10 Dec 2025

    Answer published

    The Breathing Space Scheme gives debtors the space to engage with professional debt advice, or to receive crisis treatment for a mental health condition. A standard breathing space provides people in problem debt with protections from creditor enforcement...

Open official record

Official data retrieved 28 Sept 2026.

Later records

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