Question follow-through · 74436

Individual Savings Accounts

To ask the Chancellor of the Exchequer, what recent analysis she has made of the potential impact on the economy of Lifetime ISA savers defering utilising the scheme for purchasing houses due to the house price restriction and withdrawal penalty.

answeredTreasury

About this written question

A written question asks a government minister for information in writing. Parliament publishes the question and any answer.

Answering body
Treasury
Tabled
2 Sept 2025
Target answer date
11 Sept 2025
Answer
11 Sept 2025 · 9 calendar days after tabling

Elapsed calendar days describe the record timeline, not whether Parliament considers an answer on time.

More questions by this MP on Economy and business

Shared topic keywords suggest a connection; they do not establish a follow-up.

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Recorded timeline

  1. 2 Sept 2025

    Question tabled

    To ask the Chancellor of the Exchequer, what recent analysis she has made of the potential impact on the economy of Lifetime ISA savers defering utilising the scheme for purchasing houses due to the house price restriction and withdrawal penalty.

  2. 11 Sept 2025

    Target answer date

    Date supplied by the official written-questions record.

  3. 11 Sept 2025

    Answer published

    The LISA encourages younger people to save towards later life at the same time as being able to save for their first home. Data from the latest UK House Price Index shows that while the average price paid by first-time buyers has increased, it is still be...

Open official record

Official data retrieved 28 Sept 2026.

Later records

Possible follow-up questions

Strong links require the same MP, department and exact heading. Other same-department questions are shown as unreviewed candidates, not as confirmed follow-ups. No debate link is asserted unless a stable source relationship exists.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Individual Savings Accounts: Fees and Charges

10 Sept 2025 · To ask the Chancellor of the Exchequer, what estimate she has made of the number of Lifetime ISA holders that have paid a withdrawal penalty in each of the last five years.

Strong linkSame MP, department and exact heading

Individual Savings Accounts

10 Sept 2025 · To ask the Chancellor of the Exchequer, whether she plans to introduce an indexation mechanism to ensure the Lifetime ISA property price cap remains in line with (a) inflation and (b) housing market trends.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Individual Savings Accounts: First Time Buyers

10 Sept 2025 · To ask the Chancellor of the Exchequer, what steps she is taking to ensure the Lifetime ISA continues to help first-time buyers.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Individual Savings Accounts: Reform

10 Sept 2025 · To ask the Chancellor of the Exchequer, whether she plans to bring forward proposals to reform the Lifetime ISA scheme in the Autumn Budget 2025.

Strong linkSame MP, department and exact heading

Individual Savings Accounts

11 Sept 2025 · To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of the 25% withdrawal penalty on Lifetime ISAs on the level of first-time buyers purchasing a property valued marginally above the £450,000 cap.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Economic Situation

11 Sept 2025 · To ask the Chancellor of the Exchequer, what assessment she has made of potential implications for her policies of trends in the level of business confidence included in the Business insights and impact on the UK economy confidence intervals, published by

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Capital Investment and Job Creation

11 Sept 2025 · To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of business confidence levels on levels of (a) investment and (b) job creation in the economy.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Business

12 Sept 2025 · To ask the Chancellor of the Exchequer, what recent discussions she has had with business representatives on levels of business confidence.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Pensioners: Income Tax

16 Sept 2025 · To ask the Chancellor of the Exchequer, whether her Department plans to review the personal tax allowance threshold to prevent pensioners paying income tax.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Pensioners: Income Tax

16 Sept 2025 · To ask the Chancellor of the Exchequer, if she will make an assessment of the potential impact of maintaining the personal tax allowance threshold on the number of pensioners living in (a) relative and (b) absolute poverty in each of the next three years.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Pensioners: Income Tax

10 Oct 2025 · To ask the Chancellor of the Exchequer, if she will take steps to increase the Personal Allowance for pensioners in line with the level of the State Pension.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Individual Savings Accounts: Young People

13 Oct 2025 · To ask the Chancellor of the Exchequer, what assessment she has made of the barriers faced by young people in accessing the Lifetime ISA.