Question follow-through · 36897

Mortgages

To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential impact of interest only mortgages on financial planning for borrowers.

answeredTreasury

About this written question

A written question asks a government minister for information in writing. Parliament publishes the question and any answer.

Answering body
Treasury
Tabled
10 Mar 2025
Target answer date
12 Mar 2025
Answer
12 Mar 2025 · 2 calendar days after tabling

Elapsed calendar days describe the record timeline, not whether Parliament considers an answer on time.

Votes on this topic

These Commons divisions share a topic label. The question did not necessarily lead to a vote.

Recorded timeline

  1. 10 Mar 2025

    Question tabled

    To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential impact of interest only mortgages on financial planning for borrowers.

  2. 12 Mar 2025

    Target answer date

    Date supplied by the official written-questions record.

  3. 12 Mar 2025

    Answer published

    The Financial Conduct Authority (FCA) has responsibility for the day-to-day operation of the residential mortgage market, including the regulation of interest only mortgages. Following research and analysis published in August 2023, the FCA is reviewing i...

Open official record

Official data retrieved 28 Sept 2026.

Later records

Possible follow-up questions

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Unreviewed candidateSame MP and department; topic relationship is unreviewed

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8 Apr 2025 · To ask the Chancellor of the Exchequer, whether she has had recent discussions with the Secretary of State for Education on budgets for the devolved adult skills fund.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

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8 Sept 2025 · To ask the Chancellor of the Exchequer, whether customer account closures made while complaints remain unresolved by the Financial Ombudsman Service must be reported to (a) the Financial Conduct Authority, (b) the Financial Ombudsman Service and (c) any o

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Bank Services: Closures

8 Sept 2025 · To ask the Chancellor of the Exchequer, what guidance her Department has issued for banks on reporting customer account closures while complaints remain unresolved by the Financial Ombudsman Service.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Financial Conduct Authority: Powers

8 Sept 2025 · To ask the Chancellor of the Exchequer, what recent assessment she has made of the adequacy of the Financial Conduct Authority’s powers to sanction regulated firms that fail to comply with decisions of the Financial Ombudsman Service.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Financial Services: Compensation

8 Sept 2025 · To ask the Chancellor of the Exchequer, if she will take steps to ensure consumers have access to redress where firms fail to comply with decisions of the Financial Ombudsman Service by (a) creating a compensation fund and (b) strengthening enforcement po

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Employers' Contributions: Stratford-on-Avon

27 Oct 2025 · To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of the increase in employer National Insurance contributions on SMEs in Stratford-on-Avon constituency.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Charities and Voluntary Organisations: Employers' Contributions

26 Jan 2026 · To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of changes to employer National Insurance contributions on employment levels in (a) the voluntary sector, (b) charities and (c) heritage organisations.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Tax Avoidance

2 Mar 2026 · To ask the Chancellor of the Exchequer, what assessment she has made of the value-for-money to the taxpayer of the Loan Charge.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Independent Review of the Loan Charge

2 Mar 2026 · To ask the Chancellor of the Exchequer, if she will offer the same settlement terms that will be provided in the settlement opportunity resulting from the implementation of the McCann Review to those that have already settled with HMRC.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Tax Avoidance

2 Mar 2026 · To ask the Chancellor of the Exchequer, what assessment she has made of the effectiveness of HMRC’s approach to dealing with disguised remuneration schemes.

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Property: Money Laundering

1 Jul 2026 · To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of compliance with Money Laundering Regulations on individuals providing financial assistance to family members in property transactions; and whether she plans to

Unreviewed candidateSame MP and department; topic relationship is unreviewed

Motor Vehicles: Excise Duties

14 Sept 2026 · To ask the Chancellor of the Exchequer, whether he has made an assessment of the equitability of vehicle excise duty rates for zero-emission light goods vehicles used for private, non-commercial purposes; and if he will review the differential between the