Susan Murray MP: speeches

Speeches

• 24 Jun 2025 · VAT Registration Threshold: SMEs · Hansard source

  More

  It is a pleasure to serve under your chairmanship, Mr Vickers, and I thank the hon. Member for Mid Leicestershire (Mr Bedford) for securing this important debate. Small and medium-sized enterprises are not just crucial to our economy; they are its lifeblood, driving innovation, employment and local growth. In my constituency of Mid Dunbartonshire, we have many SMEs that contribute enormously to the local economy, including hair and beauty salons, and they also keep our high streets alive. Beyond this, though, our local businesses shape our communities, fostering a sense of identity and community pride, which we simply do not see when international conglomerates set up shop. However, as has already been mentioned, in the current business environment, with the increase in employer’s national insurance contributions, the huge increase in utilities costs, and inflation driving up the cost of materials, the current VAT threshold poses a substantial barrier, actively stifling the potential of SMEs and limiting their growth. The VAT threshold, currently set at £90,000, creates a growth cliff edge for SMEs. Many businesses deliberately limit their turnover to avoid crossing this threshold and facing the administrative burden, increased costs and competitive disadvantages that follow. That ceiling hampers ambition and penalises success—the exact opposite of what our tax system should encourage. The leap to becoming VAT registered means businesses face not only significant new compliance costs, but the challenge of remaining price competitive. Non-VAT-registered competitors can undercut prices, placing growing businesses at a distinct disadvantage, and their larger competitors can use their size to offset the additional burden of VAT. Essentially our small, growing businesses are competing with those at the top and those at the bottom, both of which the system is designed to help. Moreover, the sudden administrative burden—VAT accounting, quarterly reporting and more complex financial management—is daunting and resource intensive. Such complexity distracts entrepreneurs from their primary goal: growing their business, creating jobs and contributing positively to their local economy. The current VAT threshold discourages growth, distorts competition and creates unnecessary administrative challenges for SMEs. It is clearly time for change. Through a smoother transitional system or targeted administrative support, we must ensure our tax system empowers small businesses to grow confidently, and does not hold them back at critical stages of their development.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  It is important to look at all ways to make sure we have a system that does not cause the demise of family-owned businesses.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  I thank the hon. Gentleman for raising that issue; I completely agree. The Centre for Economics and Business Research found that nine out of every 10 privately owned businesses in the UK are family owned, and that they provide employment for nearly 16 million people and contribute more than £200 billion in taxes annually.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  That was the point I was making when I asked the Minister whether there is an established methodology to make sure that the valuation of companies reflects the current situation. This change does not target the ultra-wealthy or global conglomerates. In many parts of the UK even modest enterprises, especially those with land and equipment, which are often the biggest local employers, exceed the £1 million relief cap. Unlike large corporations, family businesses cannot just offshore ownership structures or use complex tax arbitrage to avoid the costs. I am sure that every Member present, including the Minister, agrees that preserving the businesses at the heart of our communities should be the Government’s priority, not erecting barriers that create an environment too toxic for family businesses to survive. Will the Minister consider raising the relief cap to £2 million, as requested by the Scottish Chambers of Commerce network? That would make more family businesses exempt from this dangerous inheritance tax, thereby protecting jobs and local businesses. The reality is that the Government have not undertaken an impact assessment, and according to estimates by the Office for Budget Responsibility, the changes to business property relief and agricultural property relief will raise only around £1.8 billion over a four-year period. That amount comes with a high uncertainty rating, because behaviour change might alter it significantly, and it cannot be compared with the £27 billion of VAT, late PAYE and national insurance that HMRC is yet to collect. Forcing family businesses to reduce investment, withdraw capital, dispose of assets or sell or shut their business entirely to release cash to fund inheritance tax liability will weaken the competitiveness of not only the businesses themselves, but the wider UK economy. The changes may be well-intentioned, but they are misdirected in their execution. They risk treating genuine business owners in the same way as passive investors, and in doing so they ignore the fact that these reliefs were originally designed to protect the continuity of real working businesses in real communities. In conclusion, will the Minister consider amending the proposed legislation to ensure that the changes do not weaken genuine family businesses—

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  Why do the Government not consider taxing large digital multinational corporations trading in this country in order to raise the extra revenue that is being raised from this measure, which effectively punishes the businesses that run the supply chains that export to those markets? Those businesses have relationships with specialist suppliers and are being put at risk.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  I completely agree: it appears that there are many factors the Government have not taken into account. The situation was brought home to me by a local company in my constituency: Archibald Young Ltd Founders and Engineers, a family-run foundry that has been operating in Kirkintilloch since 1959—not quite as long as the business mentioned by the hon. Member for Blackley and Middleton South (Graham Stringer). I thank Ian Young for sharing his company’s position and highlighting the vital role that it plays in defence by producing high-precision critical components. Since it was established, the company has grown steadily over three generations. At one time, Scotland had over 260 foundries; it now has 12, of which 11 are family-owned, and all are third generation.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  I beg to move, That this House has considered the impact of Inheritance Tax on family-owned businesses. It is a pleasure to serve under your chairship, Sir John, and a privilege to lead this debate on a matter of real consequence to our economy. I begin by paying tribute to the extraordinary contributions that family-owned businesses make across the country, not least in my own Mid Dunbartonshire constituency. They are not just economic actors; they are part of the fabric of our communities. They offer good local jobs and apprenticeships, sponsor local sports teams, support local charitable activities, and keep our high streets and industrial parks alive with character, energy and local pride. According to the Fraser of Allander Institute, in 2025 family-owned businesses are in turbulent and uncertain times. They are facing national insurance increases, with many scaling back plans for workforce expansion and recruitment as a result. The latest quarterly economic indicator from the Scottish Chambers of Commerce network presents a stark picture, as businesses face pressure that threatens to derail growth, investment and competitiveness. Taxation is now the No. 1 concern facing Scottish businesses.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  I certainly agree that we need to protect our family-owned businesses and do everything we can to help them to thrive, rather than putting them in a position whereby the economy is at risk of losing both jobs and growth. I will finish the question that I was putting to the Minister. Will he consider amending the proposed legislation to ensure that the changes do not weaken genuine family businesses, and make the transfer of shares in a family business to the next generation exempt from inheritance tax for seven years, provided that the business is not sold in that period? If it is sold within that period, inheritance tax would become payable, along with the capital gains tax, both of which could be funded from the proceeds of the sale. This Government have stated that growing the UK economy is essential, but attacking the backbone of the economy—the family businesses that have proved they can adapt and change rapidly to meet changing market needs and conditions, and that support supply chains and local jobs—must not happen. Family businesses should be supported, not raided for a relatively de minimis gain to the Exchequer.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  I thank the hon. Member for raising that issue. I have seen the research and will refer to it later in my speech. That was a timely publication.

• 3 Jun 2025 · Inheritance Tax: Family-owned Businesses · Hansard source

  More

  I agree; it is important we understand that these businesses and family farms exist in their own right and are not simply personal property, even though they are family owned. Today, under Andrew Young, Young’s foundry continues to provide skilled and specialist manufacturing from its bases in Kirkintilloch, Motherwell and the north of England. Like so many of the family-run firms we are here to talk about, its success has been built over decades of hard work and reinvestment in its business and workforce, yet recent Government policies are putting that at risk. Clearly, family-owned businesses can cope with challenges in the economic and business environment, which they have navigated over generations, but when Government policies are hostile to their success and survival, their ability to create jobs and grow the economy is eroded and their future is uncertain. Whether it is rising energy and employment costs, burdensome business rates or disproportionate regulatory hurdles, these enterprises face challenges that their multinational competitors are often better equipped to absorb, or that they do not face at all. The reforms to business property relief and agricultural relief announced in the 2024 autumn Budget have dealt family businesses a blow that risks undermining the very principle of intergenerational succession that has been at the heart of their success. They must retain profits to reinvest in business assets, to enhance business competitiveness and invest in product development. Prior to the reforms, the shares held in private family-owned businesses could be passed on upon death to the next family generation, free of inheritance tax. This was enabled by the shares qualifying for 100% business property relief. The 2024 Budget introduced a new £1 million relief cap beyond which inheritance tax is due, with business property relief of 50%, resulting in an inheritance tax charge of 20% being applied to such transfers upon death. This sudden change means that family financial planning opportunities are much more limited. Under the new rules any lifetime transfer of business property relief or agricultural property relief assets made on or after 30 October 2024 will be subject to the new relief limits if the donor dies on or after 6 April 2026. GAP Holdings Ltd is another family-owned business based in my constituency. I thank Mark Anderson of GAP for allowing me to share his company’s position in this debate. He has also met the Secretary of State for Business and Trade and colleagues. Founded in 1969, GAP’s tool-hire business has grown dramatically. By reinvesting in its assets over the past 10 years, it has tripled its turnover and now employs over 2,000 people across the UK. GAP’s annual profit to March was £44 million, and its earnings before interest, taxes, depreciation and amortisation were £132 million. For GAP, the potential inheritance tax charge arising upon the death of the second generation would amount to tens of millions of pounds. The proposed £1 million relief cap would make no meaningful difference to the size of the problem. Three months ago, GAP exceeded the £1 million mark in its total donations to charitable causes. That is the kind of benefit that these businesses bring to the community. The inheritance tax changes would require the independent valuation of companies. Will the Minister clarify whether there is a consistent and defined methodology for that activity? When a family business owner dies and leaves shares to the next generation, there is no cash available to pay inheritance tax liability and no windfall to successors. In practical terms, it is business as usual, and the business continues to use its assets to trade and contribute economically to the local community. It is not the same as selling a business; however, it may force the company to be sold completely to pay the liability. Will the Minister confirm that it is not the Government’s intention that a family-owned business that has been passed down through the generations is forced to be sold as a result of the change, or forced into failure by having to take on unsustainable levels of debt?

• 22 May 2025 · Access to NHS Dentistry · Hansard source

  More

  I thank the hon. Member for Great Grimsby and Cleethorpes (Melanie Onn) for bringing forward this important debate. In my constituency and across Scotland, families are desperately struggling to access NHS dental treatment. Public Health Scotland figures show that while 87% of children are registered with an NHS dentist, only about 66% have actually been seen by one in the past two years, and in our most deprived areas that drops to only one in two children. This is despite the SNP claiming that 95% of children are registered with an NHS dentist. When routine care disappears, the consequences are seen in hospitals. Before the pandemic, Scotland was admitting about 8,000 children a year for dental extractions under general anaesthetic, making it the single biggest cause of planned childhood admissions to hospitals. Despite the clear and dire consequences of failing to address dental health and health inequalities in general, the Governments in both Holyrood and Westminster appear to be looking the other way. A recent British Dental Association survey highlighted the financial strain faced by dentists, with 45% of practices saying that they were struggling to stay financially viable and over half saying that the recent Budget had accelerated their move into the private sector. With that in mind, we must ask why this Government chose to follow through on their national insurance rise for primary care providers such as dentists. It appears that while Labour’s manifesto said that they would support local health providers, the reality for those providing care is quite different. I therefore join my Liberal Democrat colleagues in calling on the Government to reconsider their stance on national insurance. Failing to return national insurance contributions to their former levels will inevitably result in fewer NHS dental appointments, fewer NHS dental providers, and more children on operating tables.

• 6 May 2025 · Poverty: Glasgow North East · Hansard source

  More

  That is not my experience in my constituency of Mid Dunbartonshire. We did a survey recently that showed that there was quite a lot of difficulty in finding an NHS dentist, and that many people who were with NHS dentists found that they were moving to private practice. In fact, I know of many constituents in east Dunbartonshire who are travelling to Springburn to reach an NHS dentist, so they have to travel quite a long distance. Tackling poverty means addressing the full range of barriers that hold children back. Hunger, cold homes and preventable health issues are among them. Those are devolved levers that Holyrood can and should pull. The Scottish child payment is a start, but Westminster must also play its part. The Liberal Democrats are calling on the UK Government to tackle child poverty by removing the two-child limit and the benefits cap, and to reduce the wait for the first payment of universal credit from five weeks to five days. Instead, a UK-wide poverty premium continues to strip cash from low-income households through their higher tariffs and costlier services. Scotland cannot build fairness on funding shortfalls. Hungry children cannot learn. Cold, unwell children cannot thrive. Nourished pupils, warm homes and healthy children are the engines for future growth. By investing in all our children, school meals, energy efficiency and basic healthcare access, we will not only spare a generation the misery of deprivation, but unlock the skills, health and enterprise that can power north-east Glasgow and the whole of the United Kingdom to a more prosperous future. This is not just a moral choice; it is the smart one, both socially and economically.

• 6 May 2025 · Poverty: Glasgow North East · Hansard source

  More

  It is a pleasure to serve under your chairship, Ms Butler. I thank the hon. Member for Glasgow North East (Maureen Burke) for securing this important debate and for her very moving speech. It is clear that she is committed to her constituents. We need to break the cycle of inequality. As we heard, on the streets of north-east Glasgow and in parts of my constituency of Mid Dunbartonshire—including Auchinairn, which neighbours Glasgow North East—too many young people begin life weighed down by poverty rather than uplifted by potential. Across Glasgow, 33% of children are growing up poor, but that figure rises to over 37% in the Glasgow East constituency, the highest rate in Scotland. Behind every percentage point are hundreds of pupils whose concentration is broken by hunger, and whose homework, if it is done at all, is done under blankets because the heating is off. New figures from the Joseph Rowntree Foundation reveal that 6 million people in the UK today are living in “very deep poverty”, and nearly half a million of them are in Scotland. Poverty on that scale is not just a social failure. It is an economic own goal and a drag on growth. The OECD has long shown that inequality depresses GDP by stunting skills and productivity. A cold, hungry child suffering from illness and missing school is unlikely to become the skilled, creative adult our economy needs. We need investment, not in handouts but in the human capital that will pay Scotland dividends for decades. Three interventions stand out. First, we must extend free school meals to every child in poverty throughout primary and secondary school. Scotland rightly offers universal provision in primary 1 to 5, yet pupils in primary 6 and 7 and early secondary school still fall through the net. Research by the Institute for Fiscal Studies finds that a reliable, nutritious lunch raises attainment by the equivalent of two months’ learning each year and boosts lifetime earnings. That is growth economics in a dinner hall: healthier children today, higher productivity tomorrow, and lower long-term welfare and NHS costs. Secondly, we must make every home in north-east Glasgow and beyond warm and efficient. The Warmer Homes Scotland programme helped over 7,000 households last year, cutting bills and carbon alike, and demand has soared as energy prices climb. Accelerating retrofits in social housing across the region would create skilled jobs and boost economic activity through local supply chains. For families, it means that money saved on energy bills can be spent on essentials such as food, school shoes or a local after-school club. Thirdly, we must ensure universal access to NHS dental care for all children. Despite school dentists, all too frequently families simply cannot get an NHS dentist. Routine care is being missed and tooth decay remains one of the leading causes of hospital admissions for children. That is not just a public health failure; it is a productivity issue. Dental pain keeps children off school, affects their speech and self-esteem and entrenches disadvantage. Good oral health must be seen as a core part of a child’s educational and developmental success.

• 30 Apr 2025 · Safety of Humanitarian Workers: Conflict Zones · Hansard source

  More

  It is a pleasure to serve under your chairmanship, Ms Lewell. I thank my hon. Friend the Member for Cheadle (Mr Morrison) for securing this debate. Across conflict lines from Gaza to South Sudan, the Congo, Syria and Ukraine, people wearing nothing more than a hi-vis vest risk, and too often lose, their lives to keep hope alive. The United Nations warns that 2024 is the deadliest year on record for humanitarian workers, with 325 having died that year, as we have heard. Of course, many of them died in Gaza, including seven people working for the food aid charity World Central Kitchen, who were killed in an Israeli strike. Those who died were Australian, Polish, British and Palestinian, along with a dual US-Canadian citizen. The thought that British-made arms could have been used in such strikes is completely unacceptable. The Liberal Democrats call on the Government to immediately suspend the supply of British arms exports to Israel. Today, children are dying of starvation in Gaza as Israel prevents food aid from reaching them, while hospitals are destroyed and medical treatment vanishes under the Israeli bombardment. Those who provide lifesaving aid are dying alongside. The protection of committed humanitarian workers is not an abstract principle: it is vital under international humanitarian law and deserves to be properly funded. Safety training, armoured transport, secure radios and trauma counselling all cost money. Yet while danger rises, funding falls. My constituents in Mid Dunbartonshire care, and are asking me to raise this issue with the Government so that the value and sacrifice of aid workers and medical staff are recognised. The UK aid budget dropped from nearly £15.5 billion in 2023 to £14 billion in 2024—down to 0.5% of national income—and Ministers are now floating a further cut to 0.3%. Every fraction shaved off forces agencies to cancel evacuations, postpone security upgrades and send workers out with less protection. Less money on the ledger means more names on the memorial. We cannot credibly insist that combatants respect humanitarian space while dismantling the lifeline that keeps that space viable. I therefore encourage the Government to reassess their approach to aid funding and view it as a tool not just to help those in need but to prevent future conflict and protect aid workers. Alongside that, we need vigorous diplomacy to prosecute those who target aid workers. If we truly want a safer world, we must safeguard the people who deliver the world’s help. Cutting aid does the opposite, and the price is paid in human lives.

• 3 Apr 2025 · UK Democracy: Impact of Digital Platforms · Hansard source

  More

  I thank the hon. Member for Lagan Valley (Sorcha Eastwood) for bringing this important debate to the Chamber and for her courage. As we have heard, the Netflix show “Adolescence” has been a wake-up call for many about social media’s dangerous impact on our world view and beliefs. A young boy groomed online by an incel culture that is hostile to women murders a female classmate for resisting his prejudice against women. Campaigners have recently warned of this issue. Months before “Adolescence” was released, Zero Tolerance’s “Many Good Men” report highlighted the need to better regulate platforms that spread misinformation and radicalisation. That is of particular importance for young people, including those in my constituency of Mid Dunbartonshire, as nearly 60% of them rely on social media as their primary information source, including for news, as we have heard. If radical content already fuels violence against women and girls, we must be aware of its effect on democracy. The hon. Member for Glasgow North (Martin Rhodes) referenced research at Glasgow University. Recent work by King’s College London showed that over half of generation Z think that the UK would improve under a strong leader who is unconstrained by Parliament or elections. More worryingly, when explicitly asked if they would prefer a dictatorship, 6% said yes. Yet, when questioned on that stance, they clarified that they simply wanted a leader who could effect change quickly, as current progress is too slow. This should not come as a surprise. After all, they are bearing the brunt of a mental health crisis, soaring house prices and a brutal jobs market. It is clear that a poor online environment reflects a poor real-world environment. Individuals of all ages, frustrated by their circumstances, look for something to blame, be it women, immigration or democracy, in sentiment driven by social media giants and the far-right populists who exploit young people’s frustrations. The solutions to social media’s erosion of democracy lie in the real world. The John Smith Centre stresses that politicians should be more open and transparent and address young people’s housing and employment concerns to reduce disillusionment. If we ignore their challenges, social media will continue to undermine our democracy and draw our young people into increasingly extreme environments.

• 5 Mar 2025 · Employer NICs: Businesses · Hansard source

  More

  A constituent has told me about one of their clients, which is a care home owner that is facing an increase in operating costs of £70,000 a year as a result of the national insurance contributions increase. Most of the business’s caring staff work part time, which suits their family circumstances. However, for each part-time member of staff, the business must pay an additional £615 a year as a result of the change to the national insurance contributions threshold in the Government’s October Budget. In Mid Dunbartonshire, and across the UK, there is growing demand for social care. What will the Government do to help businesses in the care sector that have been hit by these increased staffing costs at a time of significant rises?

• 30 Jan 2025 · Medicinal Cannabis · Hansard source

  More

  It is a pleasure to serve under your chairmanship, Ms McVey. It is undeniable that the United Kingdom’s relationship with cannabis remains fundamentally flawed. For too long, our prohibitionist stance has shaped public perception, linking cannabis with criminality instead of recognising its significant therapeutic value. Sometimes those who do recognise its therapeutic value are pushed into criminality. In reality, for many people across the UK, access to cannabis-based medicines can represent the difference between enduring chronic pain or multiple fits and leading a fulfilling life. That discrepancy is central to this debate. Although, in principle, current regulations permit cannabis prescriptions for severe epilepsy, chemotherapy-induced nausea, muscle stiffness or spasms related to multiple sclerosis, genuine accessibility remains elusive. As the hon. Member for Strangford (Jim Shannon) has already mentioned, between 2018 and 2022 fewer than five NHS prescriptions for unlicensed medical cannabis, with the resulting funding issues, were issued, while private providers supplied nearly 90,000. The stark contrast highlights the vast gulf between existing policy intentions and the lived experiences of patients seeking relief. Not only is this situation profoundly unjust for individuals who rely on cannabis to manage debilitating symptoms and have found no alternative, but it also entrenches an inherently two-tier healthcare system. Those with the financial means to travel for specialised appointments and cover private clinical expenses can access treatments that are virtually unobtainable for those who depend entirely on the NHS. While opinions on medical cannabis differ, I am sure we all agree that no one in Britain should be forced to pay exorbitant fees simply to secure a legally sanctioned and potentially life-changing medication. The situation is further compounded by the fact that our outdated perspective on cannabis continues to hold back domestic medical innovation and economic growth. At a time when the Government project a modern vision for the nation, Britain lags behind international counterparts who have embraced a more progressive approach to cannabis-based treatments. By clinging to outdated stigmas, we not only fail our patients but also forgo opportunities to develop a robust medical cannabis sector, stifling both financial potential and essential healthcare advantages. In the light of those realities, we must adopt a more compassionate and patient-centred strategy that does not penalise individuals for their economic circumstances. It is with this in mind that we must launch an investigation into the feasibility of GP prescribing of cannabis-based products, so that crucial treatments reach those who need them quickly. Such measures would reduce reliance on expensive private options, remove inequality and the push towards criminality, and alleviate unnecessary suffering of thousands of people nationwide. Given the clear shortcomings of the current system, my colleagues in the Liberal Democrats and I urge the Government to reform policy in practice around medicinal cannabis across the UK. By doing so, we can ensure that patients receive the care they deserve while fostering a modern healthcare environment that truly reflects Britain’s commitment to innovation, compassion and equity.

• 27 Jan 2025 · Creative Industries · Hansard source

  More

  It is a privilege to stand here to talk about our creative industries. At a time when Britain’s international influence has been waning, those industries remain a powerful testament to what we can achieve, shaping our global reputation for innovation and cultural strength. Beyond the enormous economic value of more than £100 billion contributed to our economy each year, our creative sector exerts a profound soft power that showcases British excellence, from Venice to Osaka and in every corner of the world. Much of the spending in this area is devolved, but the principle and opportunities extend UK wide. Indeed, the right hon. Member for Maldon (Sir John Whittingdale) mentioned David Tennant, who started out in Scotland. We are seeing the important role that the arts play in young people’s academic development in the move from a STEM approach, to one of science, technology, engineering and maths education also including the arts. Creative subjects foster development that enhances the learning of science and technology, producing innovation in industry as well as in the creative industries. The hon. Member for Hartlepool (Mr Brash) mentioned how the creative industries have a broader influence in our social care sector, and I want to highlight how creative industries at the grassroots benefit our communities and reduce costs to the NHS and social care. My constituency contains numerous examples, such as the Kirkintilloch Players, the Antonine theatre group, and Creative Spark Theatre Arts. They connect young people, developing their confidence, creativity and social skills, using the power of the arts. Programmes such as the East Dunbartonshire initiative for creative therapy—EDICT—demonstrate the social benefits of arts funding, providing services to help people manage mental health challenges, and supporting those on the autism spectrum. By offering a creative outlet and constructive ways to cope, those organisations reduce the strain on our already stretched NHS and transform the lives of those who need it. However clear the social and cultural benefits provided by our creative industries are, serious challenges persist. Since 2010, funding for local arts and culture has fallen by £2.3 billion in real terms. While the UK cut its arts and culture provision by around 6%, other OECD countries such as Germany, France and Finland increased theirs in the same period by 22%, 25%, and 70% respectively. The loss of grassroots support threatens the stability and future growth of community-based arts organisations and the wellbeing of our communities. EDICT in my community experienced a 70% funding reduction at the end of last year. As Liberal Democrats we believe in funding the creative arts, including fine art, music, theatre, literature, film, digital and media, which are crucial to maintaining a talented skilled workforce and a healthy and vibrant economy.

• 21 Jan 2025 · Asylum Seeker Hotel Accommodation: Reopening · Hansard source

  More

  It is a pleasure to serve under your chairmanship, Sir John. I am grateful for the opportunity to speak on the important issue of reopening hotels to accommodate asylum seekers. Despite repeated ministerial promises, we continue to see the result of a broken system—a system that has caused immense hardship for asylum seekers and communities and has placed a significant burden on taxpayers. Let us be clear that this debate arises only because of successive Conservative Governments having failed to deal efficiently with the growing backlog of asylum claims. According to the Migration Observatory, the number of outstanding asylum applications under the Conservatives soared from 27,000 in 2018 to 132,000 by 2022. As of September 2024, Home Office data indicates that over 97,000 cases involving 133,000 individuals still await an initial decision, with a further 127,000 in the appeals and removal process. Despite repeated assurances, most claimants still wait beyond six months for any clarity on their status. During that process, asylum seekers are trapped, unable to work, unable to integrate and forced to depend on Government funds. The reliance on contingency accommodation, whether in the form of hotels, barges or former military barracks, is an expensive sticking plaster to cover a deeper wound. It provides neither dignity for asylum seekers nor value for money for the taxpayer. We have heard Ministers assert that these hotels are only a short-term measure, yet Home Office figures show that there were over 35,000 individuals in hotel accommodation as of September 2024. Successive Governments have spoken of reducing dependency on this provision, yet the number of people in hotels remains persistently high. Worse still, the backlog remains alarmingly large and we are left grappling with new, reactive announcements rather than a cohesive plan. The situation benefits no one. The fundamental problem is the time it takes to make decisions on asylum claims, coupled with the ban on working. It is the worst of both worlds: forced inactivity for those seeking safety and to pay their fair share, and an unnecessary bill for the public purse. The National Institute of Economic and Social Research estimates that granting the right to work would generate £1.3 billion in additional tax revenue and would reduce expenditure by as much as £6.7 billion each year. We could address the backlog more effectively and reduce the public cost if we ended the rigid prohibition on work, yet time and again Governments have resisted such a solution. The Liberal Democrats have advocated a clear, sensible plan. First, we propose creating a dedicated, well-resourced processing unit that is separate from the Home Office, with a singular mission of resolving cases quickly. Secondly, we propose reinstating a six-month service standard so that claimants receive an initial decision quickly. Finally, we would grant asylum seekers the right to work after a set period, allowing them to pay their fair share instead of languishing in costly Government-funded accommodation or on street corners. As we consider whether to reopen asylum hotels for asylum seekers, we must remember that no one genuinely wants this. Asylum seekers deserve dignified conditions, local communities deserve to feel safe from people loitering with nothing to do and taxpayers deserve an end to the wasteful spending brought on by Government’s incompetence. I urge colleagues from all sides of the House to support practical reforms as proposed by the Liberal Democrats, which will finally clear the asylum backlog, end the expensive overreliance on temporary accommodation, such as asylum hotels, and allow those who are seeking refuge to stand on their own feet and contribute to society.

• 13 Jan 2025 · Hospice and Palliative Care · Hansard source

  More

  I thank my hon. Friend the Member for Wimbledon (Mr Kohler) for securing this debate on this important subject. As many people said during the assisted dying discussions, it is clear that the one thing that everybody has in common is a desire to see better palliative care being made more available across the country. Nearly a third of palliative care in Scotland is delivered by charities, and it is the same across the UK. In Scotland, hospice charities provide end of life care to over 20,000 people a year, ensuring compassion and care at the end of life. This figure is expected to rise by 40% in the next 15 years. My constituency does not have a hospice within its boundaries, but we have many people who work and volunteer in the hospice sector. There is concern that the lack of understanding of the core role and wide scope of palliative care, which has for too long been funded outside the NHS despite being a fundamental aspect of care, has led to a shortfall in services, including palliative care for children. For too long, hospices have struggled with insufficient funding from consecutive Scottish and UK Governments, with less than half the funding for hospice care coming from Government sources. While the £100 million extra is absolutely welcome, there is still a huge shortfall. The national insurance increase is projected to cost Scottish hospices an extra £2.5 million a year, and it comes at a time when Marie Curie has highlighted that one in four people across the UK are unable to access the necessary support. This increased financial burden will undoubtedly lead to fewer beds, reduced services and a diminished quality of care for some of our most vulnerable citizens at the end of life. Inevitably, this will compound the effects of the staff shortages already being faced by the care industry, further straining hospice care providers. Where palliative care is available, there are still shortages, especially in psychological support and spiritual care, plus the possibility of serious recruitment problems with any assisted dying provision and in the social care structures that support people in their own homes. Fourteen hospice care providers have already issued an open letter calling for cross-party consensus on sustainable hospice funding. Their plea highlights the urgent need for additional support to ensure that these vital institutions are not forced to ration care or to close their doors. I therefore urge the Government again to consider exempting hospices from the recent national insurance hike. This would be a practical step to alleviate the financial strain on hospices and hospice charities. By doing so, we would not remove crucial funding from palliative care which, as we have heard, is often raised by charitable donations. We must support palliative care services and ensure that all who need hospice care can access it, allowing them dignity and compassion in their end of life care.

• 16 Dec 2024 · Inflation: Pensioner Living Standards · Hansard source

  More

  I thank the Minister for the insight. In Mid Dunbartonshire, nearly a quarter of my constituents are of pension age. Many have placed their hard-earned income into private schemes, yet despite their financial planning, they face the harsh reality that inflation is outstripping the modest yearly increase to their pension, eroding the value of their lifetime of saving. What steps will she take to prevent the erosion in value of private pensions, and to mitigate the problem of the growth in the value of pension funds not being passed on to pension holders?

• 16 Dec 2024 · Inflation: Pensioner Living Standards · Hansard source

  More

  3. What assessment she has made of the potential impact of trends in inflation on pensioners’ living standards.

• 4 Nov 2024 · Income Tax (Charge) · Hansard source

  More

  Thank you, Madam Deputy Speaker, for allowing me to make my first contribution to a UK Budget debate. I refer to my entry in the Register of Members’ Financial Interests. I congratulate Members on the Government Benches on their excellent maiden speeches. I was pleased to hear the Chancellor’s plans for reparations for the infected blood scandal and the post office Horizon scandal, but I was disappointed that there was no mention of compensation for WASPI women, despite the health service ombudsman’s report, which was published in March. I trust that will be addressed in the very near future. My constituency of Mid Dunbartonshire has an ageing population, which is to be celebrated, but it brings with it higher numbers of patients with increased frailty and greater healthcare needs. Mid Dunbartonshire has a wealth of charities and community groups that support carers, offer peer support and support mental health, and generally reduce demand on statutory services and prevent costs for the NHS. The increase in employers national insurance will inevitably hit them hard, and it is vital that they are protected from additional taxes if these services are to continue. The same is true for small and medium-sized businesses in Mid Dunbartonshire, which are so vital to our local economy, providing jobs that break the cycle of disadvantage. I welcome the increase in capital funding for Scotland in the Budget. Given the increase, it is finally time to see the development of the much-needed new Milngavie health and care centre. This project echoes the Government’s plans to create community-focused health hubs, which are key to preventing costs for the NHS. Residents and health professionals in Bearsden and Milngavie desperately need the new health and care centre. GPs, dentists, allied health professionals and third-sector support ensure the health of our community and protect our hospitals from avoidable pressures. The co-operation between the Scottish Government and the UK Government is vital to ensuring appropriate funding reaches Scotland for devolved health and care services. Working cross-party will surely improve the effectiveness of solutions. I urge the Government to consider the Liberal Democrats’ fully costed plans to increase capital and revenue funding for the NHS and care. The people in Mid Dunbartonshire and the rest of the UK are counting on us to save our NHS. Improving care services is a key part of tackling this crisis.

• 15 Oct 2024 · Scotland’s Economy · Hansard source

  More

  I thank you for chairing this debate, Mr Dowd, and I thank the hon. Member for Glasgow East (John Grady) for bringing this important topic to Westminster Hall. I thank all colleagues for their contributions—we are definitely stronger together. Building on the talent and experience in Aberdeen, by developing new industries with the support of the best universities in the world, can only help us to secure investment for the future, using Scottish talent and supporting areas of our economy such as the hospitality industry. Scottish Government figures show that 338,000 small and medium-sized enterprises operate in Scotland. Those SMEs have created an estimated 1.2 million jobs, or 56% of private sector employment, and 42% of private sector turnover as of March 2023. Despite their economic contributions, small businesses are in decline in Scotland. Both the SNP Scottish Government and the previous Conservative UK Government have implemented policies that have resulted in high energy costs and a challenging economic environment, preventing SMEs from thriving. The previous Conservative Government mishandled the economy and jeopardised public finances, which halted economic growth and increased the cost of our debt. Their bungled Brexit deal has harmed the economy and increased costs for businesses, with 38% of SMEs reporting that the UK’s exit from the EU has been a major obstacle to their success. Further compounding these challenges, the SNP cut more than £23 million from net zero and energy spending, breaking its promises and reducing crucial investment in renewable energy infrastructure. That decision directly impacted opportunities to lower energy costs for businesses, despite the fact that 72% of SMEs identify energy expenses as a significant obstacle to their success. In my Mid Dunbartonshire constituency, some small businesses are facing electricity standing charges of £16 a day. The Scottish Chambers of Commerce quarterly economic indicator for Q3 2024 highlights anxieties about taxation in Labour’s autumn Budget. Pressures on cash flow and profit margins are already limiting growth and squeezing profits for businesses. Scotland, which hosts some of the largest wind farms in Europe, not only faces high energy costs for consumers, but fails to produce even a single wind turbine blade domestically. That fact is tied to the mismanagement of public contracts, including handing over £50 million to a firm that immediately collapsed, leaving no solution or recovery plan in place. Such setbacks not only undermine progress on renewable energy in Scotland, but limit the potential benefits for local businesses and communities. Business and consumer confidence in Scotland is falling, but as a Liberal Democrat I am optimistic for Scotland’s future. The Liberal Democrats are committed to investing in innovation and skills to boost economic growth and create good jobs. We want to invest in community health services and fix the crisis in social care to get more people back into work. We want to ensure stability, certainty and confidence in public finance, while reducing the national debt as a share of GDP and maintaining essential investments such as those into our green transition. Finally, we are dedicated to repairing our fractured relationship with the European Union, restoring the benefits it once gave to Scottish businesses as well as to individuals.