Steve Darling MP: speeches

Speeches

• 21 Jan 2026 · National Insurance Contributions (Employer Pensions Contributions) Bill · Hansard source

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  The Minister will recall our many happy hours together in Committee on the Pension Schemes Bill. One of the issues that the Liberal Democrats raised was the need for an MOT for people as they approach pension age, to see how their pension is going and test its adequacy. Does the Minister accept that putting these stark restrictions in place will significantly restrict the ability of somebody who realises that they are running out of time to make additional contributions to their pension to get to a better place? Would he consider extra flexibility, so that people could perhaps use 10-year allowances in three years?

• 19 Jan 2026 · Sale of Fireworks · Hansard source

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  The hon. Member is making very good points. My guide dog Jennie is not bothered by fireworks—she seems to enjoy them—but Pepsi, my wife’s guide dog, is terrified of them. That is not only awful for the dog, but it means that at firework time, my wife cannot go out and socialise or conduct her business as a local councillor in Torbay. Would the hon. Member reflect on the idea of firework-free zones? I also have the pleasure of having Paignton zoo in my constituency, and the impact on zoos is massive.

• 19 Jan 2026 · Arctic Security · Hansard source

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  Trump and Putin both respect strength; neither of them respects international law. In the light of that, I welcome the work undertaken by the Prime Minister and leaders from Canada and Europe on the coalition of the willing. The Secretary of State has outlined what we are doing to strengthen our capabilities and those of our neighbours, but can she explain how the coalition of the willing will become the coalition of the capable to make us stronger?

• 13 Jan 2026 · Finance (No. 2) Bill · Hansard source

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  My hon. Friend is spot on. We need the Government to wake up, smell the coffee and recognise the challenges that our hospitality industry faces. Some national chains, such as Wetherspoons, use their buying power to drive down the cost of a pint—many customers reflect on prices when they cross the threshold of a venue. The reality for lots of independents—because it is independents that are really important—is that £6 a pint is the minimum they can achieve with all the costs that are involved. When we compare that with the cost in a supermarket, it is really scary. The Minister rightly highlighted the difference we see today, with more than 70% of the alcohol consumed having been purchased at a supermarket. I feel we need to have a national debate about whether we have got the balance right and how we can ensure that we are driving greater footfall towards our hospitality industry.

• 13 Jan 2026 · Finance (No. 2) Bill · Hansard source

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  I will happily give way to my Devon colleague.

• 13 Jan 2026 · Finance (No. 2) Bill · Hansard source

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  I do not know those venues, but I suspect some of them may well be on the high street. We, as Liberal Democrats, know that our constituents see our high streets as the beating heart of our communities. By backing our hospitality industry, we are backing our high streets. Anthony from Otto in Torquay shared with me how independents are powered by families; they put people first. The reality is that an independent is not going to get a regional chippy in to do some work for him. He is going to take on the chippy who he plays football with on a Sunday morning. He has some skin in the game; he might know that chippy’s kids, because they go to the local sixth form with his kids. As independents, they have a level of skin in the game. That is why we need to ensure that we set up an economy that supports independents. What I found extremely scary when talking with a number of these people this weekend was that they were saying, “Why are we doing this? We could be managers of a local supermarket and sleep at night.” I hope the Minister will listen to these pleas and ensure that the Government do this cumulative impact assessment.

• 13 Jan 2026 · Finance (No. 2) Bill · Hansard source

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  I will focus on Liberal Democrat new clause 9, which would require an assessment of the cumulative impact of the proposals on the hospitality industry. One must bear in mind that, after a medley of challenges, our hospitality industry fears the future—it is in crisis mode—so it is not prepared to invest or take a chance by improving its offer, and it is hunkering down and hoping for the best. I reflect on the international pandemic, which had a massive impact; Torbay’s tourism and hospitality industry has still not recovered to pre-pandemic levels. The outrageous second invasion of Ukraine almost four years ago caused a shock in our energy costs. I am afraid that there have also been self-inflicted wounds, such as the national insurance hike and the ensuing employment challenges. David from Rock Garden in Torquay told me that his utility bill has risen to £3,000 a month, which dwarfs his rental costs. Ofgem is asleep at the wheel; it must back local businesses and drive the changes that we need. Our hospitality industry is horrified by the proposals for business rates. The Government must apply the full 20% rate of relief to ensure that there are protections. I am afraid to say that many people in the hospitality industry scoff at proposals that simply deregulate around the edges, because if they do not have paying customers in their premises, they are set up to fail.

• 12 Jan 2026 · Finance (No. 2) Bill · Hansard source

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  Can the Minister explain why there are £300 million-worth of cuts in Devon this year to our NHS—to hospital trusts, our partnership trust that looks after mental health and our integrated care board?

• 5 Jan 2026 · Free Bus Travel: Over-60s · Hansard source

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  The issue that we face in Torbay is a significant shrinkage in the number of available commercial routes, whether for bus pass users or other bus users. Does the hon. and learned Gentleman agree that we need sustained investment in bus services to drive a better service for all our communities?

• 5 Jan 2026 · Venezuela · Hansard source

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  With Donald Trump taking a leaf out of the Putin playbook and becoming an international gangster in the Americas, what assurance can the Secretary of State give the Chamber that the coalition of the willing to protect Ukraine will become the coalition of the capable to defend Ukraine?

• 17 Dec 2025 · Local Government Finance · Hansard source

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  I am sure that the Minister will join me in congratulating Anna Coles, the director of adult and community services at Torbay council, and her team on achieving a “good” rating from the Care Quality Commission this week. The fly in the ointment is that despite Torbay being the most deprived local authority in south-west England, this settlement means that it is set to lose out on adult social care because of the higher than average number of people who are old. Will the Minister explain that?

• 17 Dec 2025 · UK-EU Common Understanding Negotiations · Hansard source

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  The news about the reinstatement of the Erasmus scheme is brilliant for our young people. I have heard from language schools in Torbay, particularly International House Torquay, who have taken advantage of the group travel scheme for German students to be able to use just their ID cards to study languages in England. What opportunities does the right hon. Gentleman see of rolling out a similar scheme for Swiss, Italian and Spanish students?

• 17 Dec 2025 · National Insurance Contributions (Employer Pensions Contributions) Bill · Hansard source

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  What we see here is the tune remaining the same from the Budget, but perhaps the words changing a little. We see short-term gain for the taxman and long-term pain for the taxpayer, and particularly for those who wish to save for their pensions. The Minister was right to highlight how we need to be driving more people to save for their pensions: in fact, we see about 12 million people falling short. Scottish Widows shared a report in the not-too-distant past showing that up to 40% of people are set not to have a comfortable retirement, and the figures have been going in reverse in the last couple of years. The Association of British Insurers highlighted that 40% of people would be less likely to invest in their pensions if these measures were taken forward, so there is a double whammy on those wishing to save. I ask the Government to reflect on the impacts that these measures will have. The Federation of Small Businesses suggests that a number of small businesses use this mechanism as a way of enhancing their offer to employees in order to retain them. There is a suggestion that there will be higher national insurance costs for some of its members if and when the allowance is withdrawn. One has to reflect on what businesses have had to suffer. The Ukraine war has led to higher energy bills, the national insurance hike that kicked in in April has put a cold hand around the heart of our businesses and, of course, business rates are set to go up significantly over the next few years. Our economy is in a parlous state. As Liberal Democrats, we really want to see a jump-start for our economy, and we have clear proposals—I will not go over them again for fear of getting in Madam Deputy Speaker’s bad books—for the way forward. We do not want to see our economy go into reverse gear, so we call on the Government to reflect again on these proposals.

• 10 Dec 2025 · Seasonal Work · Hansard source

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  In the west country, we have seen an icy chilling effect from the NICs hike on our hospitality and tourism industry, particularly in Torbay. The Torbay Coast & Countryside Trust, which looks after some of our beautiful natural spaces, has faced a £100,000 cost from the NICs hike, which has forced it to close its doors and take a step into the dark. Does my hon. Friend agree that the Government need to explore the impact of the NICs hike on this fragile sector of our economy to see how they can step in to support it?

• 8 Dec 2025 · Topical Questions · Hansard source

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  Disability News Service has stated that both the Treasury and the DWP have refused to clarify the £1.9 billion of cuts to disability benefits set to take place over the next five years that were quietly sneaked into the Budget the other week. Will the Minister now set the record straight and advise us on how those cuts, which amount to almost £2 billion, will occur and on what impacts they will have on people with disabilities?

• 8 Dec 2025 · Digital ID · Hansard source

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  As someone whose constituency has had reports of Russian spies infiltrating through our harbour, one might think that I would be very much in favour of digital ID. However, it will clearly do nothing about the Russian threat, the small boats crossing the water or fraud in the workplace. I thank the more than 6,000 residents in Torbay who signed the petition: we are in the top 10 of those who object to mandatory digital ID. I hope the Minister will see this massive petition as a red card to these proposals, which did not appear in the Labour party’s manifesto. The cost of the policy is massive: £1.8 billion, according to the Office for Budget Responsibility. Previously, when Tony Blair tried to trot this out, it was £4.6 billion—money that we can ill afford. For me, one of the nubs is that, when I go out and knock on doors in Torbay, I am always shocked at how many older folk in my deprived constituency do not have access to a smartphone or even a computer. This is digital exclusion on another scale, as we saw when the Conservatives excluded people for not having appropriate photo ID to vote. I strongly encourage the Minister to think again and reflect.

• 8 Dec 2025 · Digital ID · Hansard source

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  My hon. Friend makes a powerful point. I will conclude by saying that there are malevolent powers in power across the Atlantic, and many of us are shocked at what we are seeing emanating from the Oval Office. Let us not give a future Government powers that could be ill used.

• 8 Dec 2025 · Review of Carer’s Allowance Overpayments · Hansard source

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  The Liberal Democrats welcome the fact that the Government have accepted the findings of the Sayce review into carer’s allowance overpayments, but what assurances can the Minister give that the Government will stop hounding carers about overpayments? Will the Government also apologise?

• 3 Dec 2025 · Pension Schemes Bill · Hansard source

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  Thank you for the audio description! There is much to be welcomed in the Bill, and the way that we rattled through it in Committee demonstrated that there is lots of good within it. However, as a constructive Opposition and a critical friend, I will spend most of my time reflecting on where there could be improvement. We Liberal Democrats still feel that there are chances to ensure a mid-life MOT on investment opportunities, including five years before retirement. We think that that could be strengthened significantly. I come from an area of sadness in respect of my father, who saw the poverty of his father, a lorry driver, and threw significant amounts of his income into his personal pension just before the 1998 stock market crash. He saw the value of his investment halved. Nobody would expect a lorry driver to understand the full ins and outs of investing in the appropriate manner. It is important to reflect the fact that people live their lives without really understanding financial markets, and further strengthening that part of the Bill would be welcome.

• 3 Dec 2025 · Pension Schemes Bill · Hansard source

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  Would the Minister be kind enough to share the timescale he is working to for these proposals?

• 3 Dec 2025 · Pension Schemes Bill · Hansard source

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  I wholeheartedly agree with my hon. Friend. I am sure that the Pensions Minister is listening. Politics is all about calling out injustice, and my hon. Friend does a good job of that for his constituents.

• 3 Dec 2025 · Pension Schemes Bill · Hansard source

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  The right hon. Member makes a powerful point. I am sure that the Minister will take note and reflect on it further. I would like to reflect on the proposals to enhance pre-1997 pensions by up to 2.5%, which the Chancellor announced last week. Amendments providing for those measures have now been tabled. We know that there is significant surplus in the Pension Protection Fund. We question whether it is right for the Government to balance their financial books on the backs of that pension pot. I understand that their argument is that, because those billions are taken into account as far as Government finances are concerned, it is not possible to release as much as could be released from that pot to support pensioners with the cost of living crisis, but I urge Ministers to reflect on that. Colleagues have also highlighted new clause 22 and pensioners who worked at American Express, Esso and Hewlett Packard. Those companies—strangely enough, it seems to be overseas companies—have left pensioners out in the cold. I hope that that consultation is able to pick up on that and give clear guidance to trustees on how they ought to support those members. Surplus funds is another area that the Bill addresses. It is about getting the balance right. In winding up, will the Minister reflect on how surplus funds could support members and oil the wheels of the economy? That is important. Pensions should be about driving the economy. They are a big beast that should be an engine for change. In fact, the last area that I will touch on is how pensions should be the engine for change. As colleagues have alluded to, mandation feels a bit like the cold hand of Big Brother on the economy. I trust the Minister implicitly in respect of mandation, when he says, “Honestly, guv, it’s not really something I want to do,” but who knows who will walk in his footsteps? We need only look to the other side of the Atlantic, and at the gentleman in the Oval Office, to see the extraordinary things happening there.

• 3 Dec 2025 · Pension Schemes Bill · Hansard source

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  It is almost as if my hon. Friend had just seen the next section of my speech. We see such investment as an opportunity to drive social rented housing, our high streets and other investment in our communities. We need to ensure that UK institutions are the first, second and third investors in opportunities in the UK so that overseas investors see that we are backing ourselves and then pile in after us. That is essential. We will vote against mandation. There is much to welcome in the Bill, but the devil is in the detail.

• 3 Dec 2025 · Pension Schemes Bill · Hansard source

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  For people who are lucky in the lottery of life, their pension can be one of their biggest assets, but, sadly, we know that 12 million people across the United Kingdom are not saving enough. That is around the population of Belgium. Talking more broadly, there is much about the legislation to be welcomed. I am sure the Minister had his best birthday ever by spending it in the Bill Committee. I am sure that as a 14-year-old, he dreamed of that day, on Committee corridor—sadly I am not joking.

• 2 Dec 2025 · Budget Resolutions · Hansard source

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  Perhaps the most important commodity for a Chancellor is not finance but trust. We saw how the Conservatives wrecked the country’s trust in them with partygate and the scandal of the fast track to personal protective equipment contracts for those who were in the know. I am afraid to say that what we have seen with the Chancellor of the Exchequer is a continuation of the Conservative Government but with a Labour approach. The way that the Chancellor appears to have not kept the Cabinet in the loop on the OBR guidance is shocking. On the more positive note, I would like to reflect how the Liberal Democrats welcome the support through cuts to fuel bills, but failing to backfill the scheme with core funding is a shame. The Liberal Democrats have campaigned against the two-child limit for many years, so we clearly welcome the change. However, the stealth taxes hitting working people—again, the Labour party has echoed what the Tories did previously—are absolutely outrageous, as is how Labour is now hitting those with student loans with a stealth tax, which actually equates to the mansion tax. Why are we putting recent former students in the same bracket as those who fall under the mansion tax? It is quite shocking. I come to something we do well for in Torbay: our large number of pensioners. Many of them have small pension pots, yet they will be hit by the fiscal impact of the drag into income tax. The hospitality industry in the west country is extremely important, yet last year we saw it impacted by the national insurance hike. The Torbay Coast and Countryside Trust in my constituency had a bill of £100,000. That charity, which supported important beauty spots across Torbay, has gone into liquidation because of that move from the Labour Government and the failure of our Conservative council to support it appropriately. There are future challenges for hospitality with the increasing of business rates, and I fear for the future of some of our much loved pubs across Torbay. I fear that we have seen a failure to invest in the south-west with these proposals from the Government. I ask them to think again.