Jamie Stone MP: speeches

Speeches

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  I agree with my hon. Friend, and I will touch on that matter later in my contribution. I want to go back to when I was a boy—some time ago, I might say. My hometown of Tain in the highlands was a vibrant and bustling place. It was a short walk up Shore Road from where I lived, where my father had a small farm, to the high street, where we got everything we needed, from lavatory paper in piles and pyramids in Ross the chemists, via Lesley the grocer, where we could buy broken biscuits in brown paper bags, to Hamilton Cormack, the local solicitor, who played the piano beautifully but, happily, never seemed to send out a bill. We had everything. Tain was a totally self-contained, prosperous community—but, oh my goodness, how very different today. My constituency in the far north has long faced unique challenges. We have higher living costs, limited transport options and poor broadband connectivity. Rural areas such as mine have to contend with significant disadvantages compared with urban centres. We are all here today to talk about not just the loss of shops, banks and post offices, but the erosion of a way of life and a sense of connection, and a loss of public services and access to essential services that rural communities rely on. Over recent years, our rural communities have faced unprecedented challenges. Once bustling with activity, like my hometown, they are now marked by shuttered windows and “for sale” signs. The causes are many. We know that they include the rise of online shopping, changing consumer habits, economic pressures and, of course, the rise of large out-of-town centre supermarkets. In my home in the highlands, those trends are compounded by rural isolation and limited access to alternative services. The closure of shops, banks, post offices and other essential services has left many residents in town centres feeling abandoned.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  I absolutely agree with that point. In my area of the highlands, employees sometimes have to travel long distances with a large amount of money to deposit it, and I wonder about their safety. For somebody of evil intent, it would be quite easy to target them as they make the bus journey or whatever. The Visa survey revealed that four in 10 people agree that small businesses local to them make the area a nicer place to live in, and 40% of local business owners said that customer interaction has a positive impact on their overall job satisfaction. My two daughters loved working in the chemist and the fruit and vegetable shop, because it meant happy chat when they saw their friends. There is a deep-rooted appreciation in our communities for such businesses, which greatly contribute to the value of the local area. That value is felt by those who work for the local businesses and, as a result of feeling appreciated, they feel a sense of higher job satisfaction. Those two phenomena cannot be separated. In Scotland, 87% of independent retailers take part in some form of community engagement, so we cannot underestimate how important sustaining businesses is to all aspects of community life— [ Interruption. ] I am aware of the time, and I shall finish my speech very shortly. For example, the Tain Gala is wonderful thing that is much loved by the community, but 20 years ago the businesses would each chip in. As there are fewer businesses on the high street, it is much harder to run the Tain Gala. I am sure the same is true of Stornoway and other towns across the length and breadth of the UK. Here in Westminster, we are calling for economic investment in our communities to boost growth. I am very grateful to the previous Government for helping to establish the Inverness and Cromarty Firth green freeport, but if we do not have the local infrastructure to support it —the banks and shops—it will be much harder. Without our high street, without our banks, post offices, hairdressers and chemists, it is harder to support the local population.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  Briefly, I want to say three thank yous. The first is to Susie Babington, who researched my contribution this morning; I am very grateful. We rely on our excellent members of staff. I thank all Members for their excellent contributions; I am very grateful indeed. The concept of having a pint of beer while having my blood pressure checked is an interesting and novel one. Finally, I thank the Minister for what he said about the Wick hub. It is desperately important to me and means a great deal to my constituents. We Scots are reckoned to be a wee bit tight with our money, but if His Majesty’s Government choose to send the Chancellor or the Secretary of State for Scotland up to open the Wick hub, I might even dip into my pocket and buy a large glass of Old Pulteney in Wick’s excellent Mackays hotel. Question put and agreed to. Resolved , That this House has considered the closure of high street services in rural areas.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  I love the words “banking” and “hub”. I also know from my past experience what a lovely town Monmouth is; I had some much-loved cousins who lived just outside the town, and I knew it well some time ago. Coming on specifically to the closure of banks, face-to-face banking is an essential part of the community, from preventing fraud and helping people who think they have been scammed to conversations about complex financial issues, which we cannot simply pick up from a letter or online. Those are fundamental functions of banks—not privileges that should be reserved for those who live in more urban areas. We know there has been a shift towards digital banking in recent times, but for many in our rural communities, including the elderly, there is not good internet access for a start, and they cannot really use those services, let alone use them to their maximum power. I know of many old people who are totally bamboozled by them. I am not alone in these concerns. Lloyds Banking Group has recently announced the closure of 136 branches across the UK—that stopped even me in my tracks. The closures include several Bank of Scotland branches. I think that banks have a duty of public service to support local people with their financial needs, but that is a function that I fear many banks seem to have forgotten; I know not why. But there have been some reassuring solutions to the issue of banks closing, which takes me back to those welcome words “banking hubs”. Run by the Post Office and Cash Access UK, the shared spaces have done amazing work in providing banking services in collaboration with an array of different banks.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  Indeed. The hon. Member makes a sound point. My wife hails from Northern Ireland, and I know that the problems there are very similar to those in Monmouth, the highlands of Scotland or wherever. Recently, my splendid team and I had the pleasure of visiting the Acton banking hub. We were mightily impressed by its operation and commitment to making cash accessible to the community. The good news, turning to the point made by the hon. Member for East Londonderry (Mr Campbell), is that we are going to get a banking hub opened in Wick in my constituency this summer. That will be most welcome. The organisation in charge met the local people last week and the reception was very warm indeed. There is a sense of relief that banking hubs are at long last being rolled out, but the point about the speed of rolling them out is well made.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  I hope Treasury Ministers take the hon. Gentleman’s intervention into consideration.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  That point is exceptionally well made. From little acorns, mighty oaks grow, and in the old days a good bank manager would specialise in spotting a potential business that was going to grow, which in turn benefited the bank. We all know of examples over the last 30 or 40 years where that happened. Banking hubs are not a universal solution, however. In my constituency, the last bank branch in the county of Sutherland, Bank of Scotland in Golspie, is about to close. When it was looked at for a banking hub, it was deemed too small. There is not going to be a banking hub because it did not fit the stats. That means that the whole county of Sutherland—a vast county in the UK—will not have one single bank branch. As I say, access to cash is not the paramount function of banking services; cash access is just the tip of the iceberg in solving the problem of closed branches. It is the other functions I mention, such as face-to-face services, that provide the local community with an invaluable service. The economic impact of these closures cannot be overstated. High streets are more than just retail hubs; they are engines of the local economy. Returning to my constituency, in the two large towns of Wick and Thurso, which are the largest population centres, high street businesses provide jobs. My two daughters have worked in shops in my hometown of Tain—one in a chemist, the other in a fruit and vegetable shop. The high street attracts visitors who contribute to the local economy—one thinks of Monmouth in that respect. When these services disappear, so the jobs go. The threat of having to move south when the tourists leave at the end of the tourist season affects the highlands. I know of people who had a summer job; when the tourists go, away they go too, and they may not come back again. That casts that dark old shadow of highland and island depopulation, which the hon. Member for Na h-Eileanan an Iar (Torcuil Crichton) will know well. It haunts all of us in the more remote areas of Scotland.

• 5 Feb 2025 · Closure of High Street Services: Rural Areas · Hansard source

  More

  I beg to move, That this House has considered the closure of high street services in rural areas. It is a pleasure to serve under your chairmanship, Ms Furniss. I am extremely grateful to have been granted the time to shed light on the impact that the closure of high street services continues to have on our rural communities. In recent years, exacerbated by the covid-19 pandemic, more and more shops on our high streets have closed their doors, leading to less vibrant town centres, reduced footfall to other businesses, job losses and, sadly, a diminished sense of community.

• 4 Feb 2025 · Off-grid Communities: Energy Prices · Hansard source

  More

  15. What steps he is taking to support off-grid communities with energy prices.

• 4 Feb 2025 · Off-grid Communities: Energy Prices · Hansard source

  More

  Every winter, Altnaharra in my constituency is the coldest place in the UK. I can think of lots of pensioners who are faced with the invidious decision of whether to switch off and shiver or to run into debt. It occurs to me that the Department for Work and Pensions may well have a database of these people, so will His Majesty’s Government get the DWP to work with the Department for Energy Security and Net Zero to identify them and give a helping hand?

• 4 Feb 2025 · National Insurance Contributions · Hansard source

  More

  I am very interested in what my hon. Friend is saying about the threat to jobs. At the other end of the country, the north of Scotland, we have the same issue. The loss of any jobs in the hospitality industry is disastrous, when we do not have much employment anyway. We would like much more—let us put it that way.

• 29 Jan 2025 · Rural Housing Targets · Hansard source

  More

  On a personal level, it is a particular pleasure to serve under your chairmanship, Ms Jardine. We go back a long way, do we not? I congratulate the right hon. Member for East Hampshire (Damian Hinds) on securing this debate. My difficulty is that housing is devolved, but—as you will understand, Ms Jardine—when constituents come to me, as a Scottish Member, with issues, I am duty bound to raise them. I will start with two brief anecdotes. I was canvassing in Ullapool, in Wester Ross, before the election and I was astounded when I was told by a householder that the local headteacher had to commute from well to the east of my vast constituency—every day, there and back—because no housing was available in Ullapool. It seemed absolutely ludicrous because, if anyone should be part of the local community, it is the headteacher. That struck me mightily. After the election, I was staying with my wife in the Summer Isles hotel in Achiltibuie, which is getting pretty remote. I was talking to the young barman, and because we knew that the hotel was going to be closed over winter, I said, “So, what will you do during the wintertime?” He said—you know what is coming, Ms Jardine—“I have to head south. There’s nowhere for me to stay here. I can’t afford the accommodation.” The hon. Member for Hexham (Joe Morris) rightly mentioned depopulation; it has been the utter curse of the highlands for generations. It is one of the great tragedies that if someone drives across Caithness on the Causewaymire—the local pronunciation is “Cazziemire”—they will see umpteen empty wee houses on either side in the heather. That is people who have gone, and gone forever, and that is the tragedy of the highlands. So people leaving because they cannot get accommodation in Achiltibuie is a desperate business altogether. I want to say on the record that I in no way blame the Highland council for this problem. As a local authority, it does its level best against the odds to think of imaginative ways to create housing. But if a wee house comes on the market in Wester Ross, or in most of my constituency, it is snapped up by people from far away who can afford the prices, which local people simply cannot. Let me turn to what happens in my constituency office. In the highlands, there are about 8,000 people on the waiting list for housing, and every week my office will get two, three, four or five housing cases, which are incredibly hard to resolve. We may talk about going private—renting or buying—but as I have already hinted, they are just priced out of the market. We have to balance that against something that I am grateful to the previous Government for. We were given the Inverness and Cromarty Firth green freeport—one of two in Scotland—which was a real shot in the arm for the area, as it will be under the new Government. It could make as big a contribution as Dounreay did when nuclear power came to Caithness, or as the Nigg and Kishorn oil fabrication yards did when they came to Ross and Cromarty. These things really offer employment and can keep people in an area, but the point is very simple: if we do not have the housing, what are we going to do? Despite the best intentions of the previous Government and this Government, not having the housing really gets in the way of all of that. I find it very difficult to see young people put in this position; it is really quite harrowing and it seems a fundamental injustice. It is wrong that they have to face these terrible decisions—“Do I stay where I come from? But I can’t, so I have to go.” I remember my own father, before the North Sea oil came, saying to me, “You’ll have to go south, young man.” That is something we do not want to see happen. I am talking about a devolved matter, Ms Jardine, but may I simply say this? I have great faith in the best intentions of Governments of all colours. I simply ask that, as and when the best practice is developed to tackle this problem, His Majesty’s Government share that best practice with the Scottish Government, so that we can see how we can nip this problem and try to reverse this wretched tendency. I hope that now, as I speak, that teacher has got a house in Ullapool, but I am not sure that she has.

• 29 Jan 2025 · Strengthening the Union · Hansard source

  More

  Further to that answer, I see from recent press coverage that the SNP Government are once again banging on about another independence referendum, despite the Supreme Court’s ruling. Will the Government make it crystal clear to devolved Governments that they do not have the power to arbitrarily instigate independence referendums?

• 28 Jan 2025 · Agricultural Property Relief · Hansard source

  More

  I sincerely hope that I am wrong in what I am about to suggest, but if the value of land were to drop as a result of these measures, and a farm had borrowed heavily and owed the bank a lot, it could be the case that the bank would foreclose and force the sale of the farm.

• 28 Jan 2025 · Agricultural Property Relief · Hansard source

  More

  The hon. Member will be aware that my wife’s family come from Northern Ireland. My understanding is that the price of land there is quite a lot higher per acre than in Scotland or England. Does that not mean that what we are talking about today has a disproportionate effect on the Province of Northern Ireland?

• 28 Jan 2025 · Agricultural Property Relief · Hansard source

  More

  I find the notion of people buying and selling land purely for fiscal purposes abhorrent. I come from a farming family. My father was broke. He had to sell most of the land. There is not a day that goes by in which I do not look at the fields and regret that my family parted with it. The point I am making is that there is an emotional attachment between the farming family and the land. That is quite different from buying or selling a house, shares or a holiday home in Spain—it is quite different.

• 27 Jan 2025 · Creative Industries · Hansard source

  More

  I observe no Paddington stare. The point is well made about young people starting off and growing into the creative industries. The pantomimes and local amateur dramatics that I get involved in are the seedcorn of these things by getting kids on stage, but does the Minister agree that if the local newspapers go down—and so many of them are in danger right across the UK—those things will not get the publicity and support that helps to grow the industry?

• 27 Jan 2025 · Creative Industries · Hansard source

  More

  Will the Minister give way?

• 27 Jan 2025 · Creative Industries · Hansard source

  More

  “The Traitors,” which attracted 7.4 million viewers on the BBC last Friday, was filmed at Ardross castle in my constituency.

• 16 Jan 2025 · Listed Places of Worship Grant Scheme · Hansard source

  More

  I, too, want to refer to the land of Calvin, oatcakes, and sulphur—Scotland. In a village in my constituency where I used to live, there is a lovely old Church of Scotland church that has been bought by a former Member of this place. It is in bad condition and it is upsetting local people. Can best practice be shared north of the border with planning authorities and heritage organisations? I would be most grateful.

• 15 Jan 2025 · Women’s Changed State Pension Age: Compensation · Hansard source

  More

  rose —

• 15 Jan 2025 · Women’s Changed State Pension Age: Compensation · Hansard source

  More

  The words “liberal bourgeoisie” made me think. I represent the mainland constituency that is furthest away from Westminster, and I will just point out that this issue affects women from all over the UK, be they “liberal bourgeoisie” or not. In my constituency—that far away—370 people have signed the petition. This issue is huge all over the UK.

• 15 Jan 2025 · Economic Growth · Hansard source

  More

  Agriculture is really important to the economy of Northern Ireland. In Scotland, we breed excellent bulls, but it is very hard to sell them and get them into Northern Ireland because of the regulations and red tape, and vice versa for Irish bulls coming to Scotland. Will the Secretary of State see if we can make it easier for farmers on both sides?

• 14 Jan 2025 · Coastguard Helicopter Services · Hansard source

  More

  Will my right hon. Friend give way?

• 14 Jan 2025 · Coastguard Helicopter Services · Hansard source

  More

  I am sure that my right hon. Friend the Member for Orkney and Shetland (Mr Carmichael) will remember an incident in 1999 when a chemical-laden vessel called the Ascania broke free in the Pentland Firth. It was loaded with over 1,000 tonnes of potentially explosive chemicals. The search and rescue helicopters were absolutely instrumental in getting the crew of 14 off the Ascania. Luckily, the situation did not prove disastrous; it could have been. Without those helicopters, there could have been a considerable loss of life.