Helen Morgan MP: speeches

Speeches

• 25 Jun 2026 · Health Bill (Sixth sitting) · Hansard source

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  We do not consider the right to achieve a cancer diagnosis and treatment to be burdensome on the secondary care providers of those treatments; we consider that important enough to enshrine that right within the NHS constitution, and this would be a similar level of right. I would not imagine that a GP would be worrying about somebody taking them to court, but it would confer upon the Secretary of State the duty to ensure that primary care is adequately resourced in order to be able to meet that commitment.

• 15 Jun 2026 · Leasehold Reform · Hansard source

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  A couple of weeks ago at my constituency surgery, I met my first victim of FirstPort. He and his wife live in a sheltered accommodation flat on the third floor, and the lift has been out of use for months. They are paying exorbitant management fees, and recently his wife had to negotiate three flights of stairs to get to an appointment while on bottled oxygen. This is not just a rip-off, but an accident waiting to happen. Will the Minister meet me and other concerned MPs to sort out what we can do about FirstPort?

• 22 Apr 2026 · Car Insurance Industry: Fraud · Hansard source

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  I am aware, because I was once hit by an uninsured driver. It is incredibly stressful not knowing how to get the car fixed and whether it is going to be written off. I was very young and did not know how I was going to afford to deal with that problem. I welcome any measures to deal with uninsured drivers. At the heart of this issue is the fact that insurance fraud is not a victimless crime. The victim is put through an extremely stressful time, and everyone else pays through higher premiums. I thank the hon. Gentleman for raising that issue. Let me return to my point about solicitors, who are supposedly bound by the ethical codes of their regulator. I am a chartered accountant. In every profession, there are individuals who let us down from time to time, but there are clearly described ethical standards to which members of our organisation should adhere. We must undertake annual training on spotting problematic ethical situations, which for an accountant may not always be clearcut. I know that other professional bodies have a similar approach to this issue—yet a solicitor can work for a firm benefiting from this type of scam activity, and the firm might be fully registered with the Solicitors Regulation Authority. I argue that the SRA needs to up its game, because those individuals are bringing their profession into disrepute, seemingly with the blessing of the organisation that is supposed to uphold standards. Will the Minister have conversations with her colleagues across the Government to deal with this problem? Surely, people in this country should be able to trust a legal professional, and the Government should be taking steps to ensure that the profession has its house in order. There is a related point: the websites and search engines that host these paid ads are clearly designed to defraud and mislead. When will we hold the tech companies to account for the content that they host? Surely, they should have a duty to do a basic level of due diligence on the ads they place at the top of their search results. The online world is a free-for-all, where some of the most powerful companies in the world absolutely disregard basic levels of morality so long as they are paid. What can be done to introduce some sort of regulation to crack down on fraud and prevent it from happening in the first place—essentially, when it is perpetuated online? The only people who are not paying anything are the owners of the companies that host the problem. As I said in response to the hon. Member for Bracknell (Peter Swallow), fraud is not a victimless crime. In the case of motor insurance fraud, every driver is paying in the form of increased insurance premiums. When someone is the victim of a scam, they are left shaken, with their confidence knocked, and potentially significantly out of pocket too. My constituent is a retired professional. The realisation that they have fallen victim to a scam has had a profound effect on their self-esteem. Paid ad spoofing is not the only type of motor insurance fraud. I thank the ABI, Aviva, Admiral and the Association of Personal Injury Lawyers for getting in touch in advance of this debate and providing briefings. Fraud remains the single greatest threat facing the UK, accounting for about 44% of all crime reported in England and Wales. It continues to pose a serious and systemic challenge to the insurance industry, and ultimately to honest motorists and consumers who are forced to pay the price. In 2024 alone, £1.16 billion of fraudulent general insurance claims were identified, which was a further increase on the already staggering £1.14 billion detected the year before. Motor insurance remains the area most affected, with insurers uncovering more than 51,700 fraudulent motor claims worth £576 million. That is 5% higher than in 2023 and represents more than half of all detected insurance fraud. The ABI has written to me to say that insurers are investing heavily to tackle the problem. Its members spend more than £200 million each year to combat fraud, including funding the Insurance Fraud Bureau, which leads the fight against organised insurance crime, and the insurance fraud enforcement department in the City of London police. Unsurprisingly, motor insurance fraud is the most prominent focus of investigation and enforcement activity. However, I argue that, in the case of paid ad spoofing, where there are properly registered firms clogging up the courts with excessive claims that could have been sorted out through the normal insurance settlement process, those organisations are operating in plain sight. I urge fraud specialists to investigate that. Other types of fraud are equally serious. One of the most concerning trends is the rise of ghost broking, which is a crime where fraudsters sell fake or invalid car insurance policies to unsuspecting customers. Criminals obtain policies using false information to reduce premiums, then manipulate documentation to make those policies appear legitimate. The consequences for their victims are severe. Many believe that they are fully insured, only to find that they hold no valid cover under UK law. That often only comes to light when they are stopped by the police or attempt to make a claim following an accident. Drivers caught without valid insurance face vehicle seizure, potentially unlimited fines and even driving bans. Victims are then left to cover repair costs themselves and find new insurance, often at a much higher premium. Although ghost broking was once carried out face to face, social media has transformed its reach. Fraudsters now routinely target people online, with younger drivers particularly at risk. That group are more likely to seek cheaper insurance options and engage with sellers via social media platforms. The scale of the problem is deeply concerning. Data published by Aviva in November 2025 shows that ghost broking cases have risen by 22% over the past two years. Almost one in three people surveyed reported buying car insurance through social media, and 84% of those who purchased a fake policy online suffered serious negative consequences, including police intervention and identity theft. On average, those victims lose around £2,000, excluding the additional costs of fines, vehicle seizure, legal consequences and higher future premiums. That is a heavy burden to place on people who believed they were just doing the right thing. Again, the social media and online companies who host those adverts are the only ones not paying the price. I repeat my concern that this area is effectively unregulated. As I have said, fraud is not a victimless crime. It drives up premiums for everyone and leaves individuals facing financial and legal consequences through no fault of their own. Tackling it effectively requires robust enforcement, proactive investigation and a willingness to change harmful practices wherever they occur, particularly when they are happening in full view of the system. In the interests of time, and because many of them have been well rehearsed over the years, I have not touched on the other types of fraud for which we all must pay: fake claims, orchestrated crashes and even inflated claims, which large numbers of people admit to even though it is a criminal offence. I look forward to hearing from the Minister, particularly regarding the unethical practices of some in the legal profession and the steps that can be taken to prevent online giants helping to perpetuate this problem. I particularly look forward to her describing how we can look at this problem across Government, because I fear that it is falling between the stalls of the various Departments that have an interest in it.

• 11 Mar 2026 · Royal Mail: Universal Service Obligation · Hansard source

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  In rural parts of the country such as North Shropshire, where broadband, mobile signal and public transport are poor, people really depend on their postal service. Constituents have contacted me to say that they have missed court documents and NHS letters—important things that they need in order to get on with their lives. I have visited the sorting office. Beyond the prioritisation of parcels, which posties have told me about, the rounds are too long and working conditions for postal workers are not good enough, so there are issues in recruitment and retention. What can Ofcom do to ensure that Royal Mail puts in place the resources to ensure that letters can be delivered on time in rural places, like North Shropshire?

• 24 Feb 2026 · Andrew Mountbatten-Windsor · Hansard source

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  My hon. Friend puts it better than I could; she is entirely right. We have seen complicity by people at the heart of the British establishment—we are in the right place to hold them to account—and the international establishment. Either they turned a blind eye to Jeffrey Epstein’s acts, or they were possibly implicated in them—we do not know for sure yet. But those who turned a blind eye must have known what was going on. It is not normal for an older businessman to be surrounded by young teenagers all the time and to receive massages from them—as we know, there were all sorts of other terrible acts. People thought that was somehow normal, acceptable or even admirable. We heard Donald Trump say that some of those girls were “on the younger side”, as if that were something to be applauded. It is appalling. Those people must have known, and if they chose not to look, they are part of the problem. The decades-long cover-up must have compounded the trauma suffered by those women, who were children at the time. We must put the victims first and allow the police investigations to go ahead, but we need to look at the wider elements of the scandal too.

• 9 Feb 2026 · Topical Questions · Hansard source

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  The police officers and police community support officers in North Shropshire work hard, but PCSOs’ hours have been cut because of budget constraints, and there are no front desk services at all in my constituency, despite it having five market towns. Can the Minister outline how we will ensure better and more visible community policing in North Shropshire?

• 3 Feb 2026 · Court Backlog: Shropshire · Hansard source

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  In my constituency of North Shropshire, residents have to travel to Shrewsbury to have their case heard. As of last September, there was a backlog of more than 730 open cases at Shrewsbury Crown court, a 7% increase on 2024. The wider West Mercia area ranks 43rd out of 44 areas for the time that it takes cases to get through the Crown court; they often take more than two years to be heard. Does the Secretary of State agree with Shrewsbury Crown court’s resident judge, Anthony Lowe, who said that this is not a “proper justice system”, and what steps will he take to improve the situation in West Mercia and Shropshire?

• 3 Feb 2026 · Court Backlog: Shropshire · Hansard source

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  1. What steps he is taking to reduce court delays in Shropshire.

• 21 Jan 2026 · Cross-border Health Services: England and Wales · Hansard source

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  Powys health board has been categorising the needs of its patients based on cost rather than clinical need, and that is causing a real problem for the Robert Jones and Agnes Hunt orthopaedic hospital in my constituency and the associated Headley Court veterans’ centre, because they need to prioritise patients based on clinical need, not whether Powys health board will pay for them this year. What is the Secretary of State doing about Powys health board to ensure that patients are treated according to clinical need and in a way that my hospital trust can manage?

• 17 Nov 2025 · Rural Crime · Hansard source

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  There is no doubt that my constituents are concerned by crimes such as equipment theft and wildlife crime, but they are also really worried about drug dealing taking place in broad daylight in parks, in our villages and in country lanes. Can the Minister tell us what the Government’s drug strategy is to stop our young people being targeted by organised criminals, and also to improve community policing in rural places so that those criminals do not have the confidence to target our young people so willingly?

• 17 Nov 2025 · Rural Crime · Hansard source

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  4. What steps she is taking to tackle rural crime.

• 11 Nov 2025 · Court Backlogs · Hansard source

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  7. What steps he is taking to tackle backlogs in the courts.

• 11 Nov 2025 · Court Backlogs · Hansard source

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  I thank the Minister for her answer. The situation she describes is similar to one that I am about to describe. A constituent of mine got in touch about a case of historical sexual abuse, which they bravely reported in 2018. After years of waiting, a trial date was set for this May, only for it to be put back again until July 2027—nine years after first reporting the case. I am sure, Mr Speaker, you can imagine the toll that has taken on my constituent’s mental health and wellbeing. I urge the Minister to progress at speed with her reform of the Courts Service and, in particular, address the problems in Shropshire where there are significant issues with the Crown court and magistrates court service.