Gagan Mohindra MP: speeches

Speeches

• 4 Nov 2025 · Supporting High Streets · Hansard source

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  As many have said, our high streets are the heart of our communities. From small retail and hospitality ventures that allow people the opportunity to own their own business, to post offices and pharmacies where the more vulnerable can go to see a familiar face and get support, to our pubs, where people have gathered together for years, our high streets give us everything we need. We must support them, not restrict them. I spend much of my time in South West Hertfordshire on local high streets, hearing at first hand from many business owners about the struggles that they face due to Labour’s increase in national insurance contributions, and their worries about the upcoming Employment Rights Bill.

• 4 Nov 2025 · Supporting High Streets · Hansard source

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  My right hon. Friend hits the nail on the head. Members on all sides of the House claim to support pubs, but our policy means that our position is a lot stronger than this Labour Government’s. As I have said before, where this Labour Government get it right, they will have our support. They should not be fearful of changing direction—I will not use the word “U-turn”, because they have done a few of them already. We will absolutely support them changing direction for the better. Post offices remain critical to our high streets. They are a credible and trustworthy high-street brand, and a place where constituents regularly see a friendly face. I represent seven post offices in South West Hertfordshire and visit them regularly, including the one in Croxley Green, which I visited just two weeks ago. I have seen in person how busy postmasters serve the community. Many postmasters see their regulars frequently; they are often the first to see how their customers are doing. Post offices have evolved to provide services that go beyond just post. Many now also provide banking services, owing to the closure of high-street banks. Danny, the postmaster at the Rickmansworth branch, is able to offer enhanced banking services. Without them, my constituents would be stuck waiting for unreliable buses to travel to their nearest bank, just to access their money. In 2023, when we were in government, we extended the retail, hospitality and leisure relief scheme. We will reverse this Government’s decision not to support our high streets. When it comes to helping our high streets, I look forward to support from across the House, rather than political point scoring.

• 30 Oct 2025 · Property Service Charges · Hansard source

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  As a member of the Housing, Communities and Local Government Committee, I want to bring the House’s attention to the work we did in the summer looking into property management companies. The Chair of the Committee, the hon. Member for Vauxhall and Camberwell Green (Florence Eshalomi), would have been here if she was not already committed to a Westminster Hall debate at the same time, so I send her apologies. I thank my hon. Friend the Member for Reigate (Rebecca Paul) for securing this important debate. Like many in this House, my constituents have been affected by property charges and the lack of transparency from certain companies. We have already heard about FirstPort, and I wish to expand on what has been said about it. In Penn Place in Rickmansworth in my constituency, FirstPort looks after about 140 apartments on an estate. Many of my constituents who live there have contacted me regarding the ever-increasing service charges that they face. Their monthly payments have more than doubled, on occasion. They receive no communication as to why an increase is needed, and that places extortionate pressure, both financial and emotional, on those living there. We all are aware of the cost of living in our communities at the moment, given the cost of council tax, energy prices, and licence fees for renting properties in certain London boroughs. Many of my constituents have been unable to sell or move, as people do not want to purchase properties that come with ever-increasing service charges, and we have already heard about that. This is not just an issue in my constituency. I have worked with many of my fellow Conservative MPs on this, and indeed, I know it to be a proper cross-party issue. I have a huge amount of respect for the Minister, who I know will continue to ensure that this issue is addressed, build on the legacy of my Government, and continue to push the matter forward, hopefully at speed. I look forward to him giving that commitment when he responds to this debate. Despite its expensive charges, FirstPort does not even provide an adequate property management service. One of my constituents made me aware that carpets were not being replaced and walls were not being repainted. There is also a high turnover of property managers, which is ineffective for maintaining the estate and symptomatic of a poorly run company. When we were in government, we brought in the Leasehold and Freehold Reform Act 2024, which required transparency about leasehold service charges. It would have allowed leaseholders, such as those in Penn Place in my constituency, to scrutinise and challenge increases if they are unreasonable. The Act has received Royal Assent, but it is yet to be brought fully into force. I understand some of the reasons behind that, but I urge the Minister to get moving on this. I am sure he will give us that reassurance a bit later. In closing, what assurances will the Minister provide to my constituents and many across the country, who constantly face service charge increases but no increase in service, and how we can better protect those residents?

• 27 Oct 2025 · Prisoner Release Checks · Hansard source

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  As the House will be aware, I was once an Epping Forest district councillor and an Essex county councillor, so I know both Epping and Chelmsford. Given the high-profile nature of this case, public confidence is at an all-time low. Did the Justice Secretary consider his position? If not, why not?

• 11 Sept 2025 · UK Ambassador to the US: Appointment Process · Hansard source

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  While the whole House welcomes the withdrawal of Lord Mandelson as head of mission, can the Minister confirm whether he is still being paid as a civil servant?

• 10 Sept 2025 · Urgent Care Centres: Hillingdon · Hansard source

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  I congratulate my hon. Friend on securing this Adjournment debate. He has highlighted the issues in his constituency, and he is lucky enough that Hillingdon hospital is going to be refurbished. Given the delays to the Watford General refurbishment, where spades will not be in the ground until 2032 at the earliest, does he agree that Mount Vernon is even more critical for the surrounding areas with the capacity that it provides?

• 8 Sept 2025 · NATO Defence Spending Target · Hansard source

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  Tomorrow we will vote on a Bill that shamefully gives up the sovereignty of our military base in Diego Garcia. Given the commitment to spend more on defence, will the Secretary of State confirm if the money spent on Chagos will be included in our declared NATO spend?

• 8 Sept 2025 · NATO Defence Spending Target · Hansard source

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  3. What discussions he has had with the Chancellor of the Exchequer on meeting the NATO target of spending 5% of GDP on defence.

• 3 Sept 2025 · Hospitality Sector · Hansard source

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  There is not enough time. Others have already spoken about the retail, hospitality and leisure relief scheme in 2023, so I will not dwell on that. Let me just say that the hospitality businesses I speak to remain disappointed that the 75% discount applied previously has not been adhered to. Small independent businesses like the Kitchen Croxley in my constituency have warned me of the job losses that will become inevitable just to keep their doors open on account of Labour’s policy changes. If we continue down this path, we will only see higher levels of inflation and unemployment and increasing reliance on our universal credit programmes. I have no doubt that, despite putting an enormous additional £40 billion burden on British taxpayers—taking the tax burden to its highest ever level—the apparent lack of foresight will only lead to more dismay in the future. Other Members have spoken about the number of pubs that have closed, as well as the job losses in the hospitality sector. However, one point I have previously mentioned and I think is relevant to this debate is the lack of business experience among the Cabinet. Having run a small business and understanding the challenges associated with that would, I hope, lead to a better policy position than we are currently seeing. I look forward to further U-turns from this Government, because where they are doing the right thing, Conservative Members will support them. There is a long list of things they could be doing better, and I hope that when the Minister responds, he will give at least a glimmer of hope to the small businesses that are struggling.

• 3 Sept 2025 · Hospitality Sector · Hansard source

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  May I first thank Alex Leitch from my office for helping me to research what was going to be a long speech? I will use just little bit of it, given the limited time that I have in which to speak. I spent weeks in my constituency over the summer recess, as other colleagues did in theirs. I spent one week volunteering with small businesses and another visiting pubs in my constituency. I heard at first hand from many owners and employees about the dire situation they face, not just because of Labour’s increase in national insurance contributions, but because of its crippling Employment Rights Bill. As someone with a small business background, I am appalled that these policies have been cloaked as favourable to the working person. I have always been in favour of supporting hospitality, which is the cornerstone of our communities. In my constituency alone, the hospitality sector added more than £76.6 million to our economy, and the hospitality sector in general is growing at almost double the rate of the UK economy. The hospitality industry is one of the highest-taxed sectors in the UK economy, and I am very disappointed that the Government have continued to hammer our service industries with NIC increases and minimum wage increases, all while boosting the salaries of people like train drivers, who are already on £65,000.

• 22 Jul 2025 · Topical Questions · Hansard source

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  The House has already heard the recent announcement about the closure of the urgent care centre at Mount Vernon hospital. My hon. Friends the Members for Ruislip, Northwood and Pinner (David Simmonds) and for Beaconsfield (Joy Morrissey) and I are all concerned about the quality of healthcare for our constituents, especially as the Labour Government have delayed the new Watford general hospital until at least 2032. What steps is the Minister taking to improve the quality of healthcare in our areas, instead of just making it worse?

• 17 Jul 2025 · High Street Businesses · Hansard source

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  Small independent businesses like Kitchen Croxley in my constituency have suggested that, to counter this Government’s national insurance contribution increases, they will need to serve cold coffee and replace staff with touchscreens just to afford to stay open. What will the Minister do to ensure that small businesses are encouraged to grow, rather than being punished for being entrepreneurial, so that local bakeries like Kitchen Croxley can keep serving us cake and coffee?

• 14 Jul 2025 · Topical Questions · Hansard source

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  My constituent Ryan from Carpenders Park wrote me with concerns about the lack of community spaces, especially alongside the Government’s housing targets. Will the Minister reassure the House that the Government will ensure there are community spaces to support any new housing developments?

• 10 Jul 2025 · Plan for Change: Tracking Dashboard · Hansard source

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  Will the Chancellor of the Duchy of Lancaster reassure the House that once he has actually started publishing the tracking dashboard for the plan for change, the six milestones will not go the same way as the three foundations, the six first steps for change, the five missions and the seven pillars of growth, and that it will not be abandoned and replaced when the Government realise they are missing their targets?

• 10 Jul 2025 · Plan for Change: Tracking Dashboard · Hansard source

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  7. What progress he has made on publishing a tracking dashboard for the plan for change metrics.

• 7 Jul 2025 · Topical Questions · Hansard source

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  T7. My thoughts are with the family of Jayesh Pitrola. Hertfordshire’s policing budget already faces a £7 million shortfall, and the recent spending review contained no direct funding from the Home Office to address that. Will the Home Secretary reassure my constituents, as well as our police and crime commissioner Jonathan Ash-Edwards, that Hertfordshire will benefit from more police officers without further local tax rises being required?

• 1 Jul 2025 · Employer National Insurance Contributions · Hansard source

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  Given the recent trio of U-turns, this Government have demonstrated that they are keen to change their minds as well as to create new multibillion-pound black holes. Will the Chancellor do the right thing and U-turn on the increase in national insurance contributions, to provide businesses with a much-needed boost in the sluggish economy that she has created?

• 1 Jul 2025 · Employer National Insurance Contributions · Hansard source

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  11. What assessment she has made of the potential impact of the increase in employer national insurance contributions on businesses.

• 26 Jun 2025 · Local Bus Services · Hansard source

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  Several of my constituents have written to me, concerned that Arriva, which provides local bus services, has cancelled or reduced some of their local routes, such as the 322 in Maple Cross and the 328 in South Oxhey, leaving them with no other transport options aside from costly taxis. What will the Minister do to ensure that everyone has access to public transport, such as those vital bus services?

• 25 Jun 2025 · Access to Banking Hubs: Hertfordshire · Hansard source

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  I thank the Minister for her summing up. In terms of Abbots Langley, she is correct that the post office has not yet put in an application. It was first establishing the criteria and trying to learn lessons from others. The postmaster is now in a position to actively pursue that, and part of my local campaign is to support that. I hope the Minister will give her blessing and potentially a letter of support, if that is within reason, to ensure that Link and others think that is practical. In terms of the Rickmansworth one, she is correct. It is an enhanced banking hub rather than a full banking hub, as the debate suggests.

• 25 Jun 2025 · Access to Banking Hubs: Hertfordshire · Hansard source

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  My hon. Friend is a passionate advocate for his community, and his point about access to cash outside of office hours is really important. One of my community’s frustrations is that while they may have access to an ATM, the money runs out very quickly on, say, a Saturday morning, so if someone needed cash on a Sunday, they would have to travel further, because that cash machine would not be restocked until the following Monday. I agree with my hon. Friend and hope the Minister will take on board his point that it is about not just having a banking hub, but making sure that ATMs are available and stocked with cash at all times. Link has deviated from its standard framework for approving banking hubs in around 32 locations so far, and I hope that that could be the case in my area. I am sure that the hon. Member for Reading Central (Matt Rodda), my right hon. Friend the Member for South Holland and The Deepings (Sir John Hayes) and others will encourage it to consider the exceptional circumstances in their own areas. The alternative to the establishment of a banking hub is for Abbots Langley post office to get enhanced banking services, such as a deposit service, similar to the one that was set up in Rickmansworth following the closures there. The Government should be doing more to ensure that all UK residents have access to adequate banking facilities. I will continue to work with local post offices, banks such as NatWest and Barclays, and Link to bring more banking hubs to my constituency, and I know that others in the Chamber are doing the same. We cannot allow our high streets and residents to be without access to financial services, and I hope to see the Government do more to support this endeavour.

• 25 Jun 2025 · Access to Banking Hubs: Hertfordshire · Hansard source

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  I beg to move, That this House has considered access to banking hubs in Hertfordshire. It is a pleasure to serve under your chairship, Sir Desmond. I thank Clementine Manning from my office for the extensive work she has put into researching for this speech and many of my other contributions to the House. I urge colleagues to be gentle with me; this is my first Westminster Hall debate, and I have yet to learn how to do these things properly. I am grateful that the hon. Member for Strangford (Jim Shannon) is here to show me the way, with hopefully an intervention in due course. Access to banking services is essential for everyone across the country, and more and more our rural and semi-rural areas are seeing their access to banking services reduced. That is a particular issue for those who are unable to use technology to access online banking, and I know that many who are able to use online banking still feel more reassured if they are able to carry out banking activities face-to-face. Having seen the immensely positive impact that increased access to banking services through the post office has had in Rickmansworth in my constituency of South West Hertfordshire, I am campaigning for the establishment of a banking hub in Abbots Langley, another area in my constituency, to ensure that as many of my constituents as possible are able to access these essential services. I appreciate that everyone else here wants the same. Hertfordshire in particular has felt the impact of the withdrawal of banking services, as, despite there being over 160 banking hubs now opened, just four are in Hertfordshire, with none in my constituency. Rural areas are twice as likely to depend on their local post office for cash and banking services, and it is essential that people in those areas are not left behind. Post offices have always been, and remain, critical assets to our communities, providing essential services. I have had the pleasure of meeting local postmasters in Abbots Langley and Rickmansworth, as well as visiting a Royal Mail distribution centre, to learn more about the sheer volume of service provided by their hard workers. From speaking to those postmasters, the essential role that they play in supporting our communities in all ways is clear. With many people unable to use technology, or simply more comfortable with face-to-face provision, the provision of banking hubs is just one of those essential services. In the UK as a whole, 99% of the population live within three miles of a post office branch, as do 97.9% of the UK’s rural population. Post offices also make up more than 66% of all branch-based cash access points in the UK. That is particularly relevant because of the decline in the number of bank branches. This is not just an issue in Hertfordshire or my constituency; across the UK, we have seen 6,200 bank or building society branch closures since 2015. In my constituency of South West Hertfordshire, 89% of banks have closed since 2015, leaving us with only a Nationwide in Rickmansworth.

• 25 Jun 2025 · Access to Banking Hubs: Hertfordshire · Hansard source

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  Once again, an hon. Member has pre-empted part of my speech. As the hon. Gentleman alludes to, the issue is not specific to the south-east, but occurs across the country. I look forward to reassurance from the Minister in her speech. The situation is worse in other parts of my constituency. Many of my residents do not have access to any banking services on their high street. That is particularly the case in Abbots Langley where, in 2021, the Barclays branch closed, leaving residents in the town and surrounding area with no access to banking services. The issue matters greatly to people in my constituency. I joined forces with our local Conservative councillors, Vicky Edwards and Ian Campbell, to support a campaign to bring a banking hub to the post office on the high street. I met with the local postmaster and Vicky and Ian recently to discuss the value that would bring to constituents.

• 25 Jun 2025 · Access to Banking Hubs: Hertfordshire · Hansard source

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  I thank the Economic Secretary to the Treasury for that response. She will have heard the sentiment around the Chamber that all of us want to see more banking hubs throughout the country. Although the target of 350 may once have been ambitious, that does not mean we should not have more, especially if we already have 230 in place. I thank hon. and right hon. Members for their contributions and for making my first Westminster Hall debate so enjoyable. Question put and agreed to. Resolved, That this House has considered access to banking hubs in Hertfordshire.

• 25 Jun 2025 · Access to Banking Hubs: Hertfordshire · Hansard source

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  My right hon. Friend has obviously had early sight of my speech, because I was going to get on to exactly that about human interaction, but I will let colleagues hold off for a few minutes while I carry on the main body of my speech. As my right hon. Friend said, the situation is deeply desperate, but sadly, not unique to South West Herts. I know other Members in this House will be feeling similar circumstances, as one in seven constituencies across the UK have only one bank or no bank at all. Access to cash is essential, and it is important that we retain the ability to withdraw and deposit cash to support that, particularly as that allows those who do not use online banking to keep an eye on their personal finances. The post office supports this vital service and is essential for people in my area. On average, £1.6 million is withdrawn from post offices in my constituency every month, while £3.5 million is deposited. Although the post office provides an amazing service, a banking hub in a post office gives people proper support. We must prevent the closure of post offices, many of which are now run by a single person and are not necessarily profitable. It would be a great damage to all our areas if post offices were to close too. Although post offices such as the one in Rickmansworth have stepped up to provide greater banking services than those normally available, we cannot expect our constituents to rely on post offices to replace the banks if there is no banking hub in place, as they do not provide the same level of service. Although Rickmansworth is fortunate to have some banking services available via the post office, as well as in the Nationwide branch, since I was elected in 2019 South West Hertfordshire has lost NatWest, Barclays and Santander in Rickmansworth.