David Chadwick MP: speeches 2026

Speeches

• 13 Apr 2026 · Park Homes: Sales Commission Charges · Hansard source

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  8. What assessment he has made of the potential impact of sales commission charges on park home residents.

• 25 Mar 2026 · Voluntary Groups and Community Centres · Hansard source

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  It is an honour to serve under your chairmanship, Ms McVey. I thank the hon. Member for Chelsea and Fulham (Ben Coleman) for securing this vital debate on voluntary groups and community centres. Supporting voluntary groups and community centres must include supporting how people actually get to them. In rural areas like mine, that means community transport, which is an essential service in rural Wales. It is what keeps voluntary groups and community centres going. It enables people to attend lunch clubs, reach community hubs, volunteer their time and stay connected to the places they live in. It is also vital for ensuring that people across Powys can reach their healthcare appointments. In towns and villages throughout Powys and the Swansea valley, people rely on those services every single day. Without them, many, particularly older residents, are simply cut off. In my constituency, we are fortunate to have a network of dedicated, community-led schemes doing incredible work. Services such as Hay and district dial-a-ride, Rhayader and district dial-a-ride, Brecon and Crickhowell dial-a-ride and Llanwrtyd Wells community transport provide vital lifelines. Alongside them, organisations such as Steer community transport in the Swansea valley, Rhayader and district community support and the Ystradgynlais community car scheme help people remain independent and connected. Those services are under real pressure. They are often volunteer led, operating on tight budgets and now facing rising fuel costs that they struggle to absorb. Unlike commercial operators, they cannot just increase the prices, because the people who rely on them often cannot afford it. Increasingly, they are asked to do more than just provide transport. As pressures on social care grow, community transport providers are stepping in to offer reassurance and informal support, and helping people navigate services, going well beyond their funded remit. Demand for such services is rising, especially as public transport options reduce and more people face isolation, particularly in rural areas, but funding has not kept pace. In one local scheme alone, nearly 5,000 journeys were provided last year, covering more than 30,000 miles. Yet services are still being asked to do more with less, and the consequences are stark. If community transport begins to struggle, people do not just lose a lift; they lose access to their community, their support networks and, in many cases, their independence and ability to get to healthcare appointments. We should recognise that many volunteer drivers use their own vehicles, and that current mileage rates do not fully reflect the real cost of fuel and maintenance, making it harder to recruit and retain the people the services depend on. His Majesty’s Revenue and Customs’ mileage rate has not increased since 2011, and is set at 45p a mile. If we are serious about supporting voluntary groups and community centres, we must be serious about supporting the transport networks that make them viable. Clair Swales, the chief executive officer of PAVO—the Powys Association of Voluntary Organisations—told me of her real concerns about the future of such services if the mileage rate is not increased, particularly given the fuel shock we are experiencing at the moment. We must recognise that community transport is essential infrastructure. It should not be an afterthought. Ensuring that it receives the support it needs to keep going is also important for making sure that our residents can receive healthcare treatment. Without it, our warm words about community support risk meaning very little in practice. Finally, I pay tribute to the volunteers who keep these schemes running—quietly, selflessly and often without recognition. Without them, none of this would be possible.

• 19 Mar 2026 · UK Steel Strategy · Hansard source

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  In 2024, Labour MPs across south Wales stood on a pledge to “save our steel”. They promised £2.5 billion for the steel industry, and they said that they had a plan. They began by saying that they would publish the steel strategy in spring 2025. Then it was autumn 2025, and now finally it arrives in spring 2026. We still do not know how much of that money will be spent in Wales. Will the Secretary of State confirm that to the House today? In the meantime, British steel production has continued falling, and thousands of jobs have been lost across south Wales since the blast furnaces were turned off. I am not really sure that Labour understands the damage that its party’s failures are having across south Wales. Wales feels abandoned. Steel is in our blood. It is the backbone of our economy. But we are still losing jobs. Skilled workers such as welders are leaving, and tarmac companies are struggling to make asphalt. Consumer spending is falling. People in south Wales are fed up with broken promises. South Wales was promised that the electric arc furnace would be up and running by 2027, but we are now told that it will be 2028. Can the Secretary of State update the House on that deadline? We need to see so much more urgency. Wales is desperate for the good jobs that the steel industry can provide. There is still—just about, if the Government move quickly—the opportunity to build a home-grown supply chain for the floating offshore wind sector. The Government have told me that they are not expecting to have that sector going until the mid-2030s. That is far too slow. That lackadaisical approach means that the energy that should be created through offshore wind will not be added to the grid until the mid-2030s. The Government must hurry up and deliver on their promises to south Wales.

• 19 Mar 2026 · Climate Change · Hansard source

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  The hon. Gentleman is making an excellent speech, and I agree with many of his points. Tackling the climate emergency is vital, but that does not mean that green energy companies should be allowed to do whatever they want. Does he share my concerns about the conduct of Bute Energy, a green energy company that has spent—at the very least—thousands of pounds on courting his colleagues in Cardiff?

• 19 Mar 2026 · Banking Services: Accessibility · Hansard source

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  My hon. Friend is quite right. Many of my constituents certainly would not say that Lloyds is by their side. That is why it comes down to the Government. They have to show that they are on the side of our constituents, not just of the big banks. Ultimately, this is a question of political choice. The Government can choose to stand up for rural communities and those reliant on in-person banking—which is all of us—or they can continue to allow this managed decline. Right now, the choices being made are the wrong ones. Labour has chosen to keep the tax breaks handed to the big banks by the previous Conservative Government and hinge its economic strategy on appeasing those same banks. At the same time, it is asking the small, often family-run businesses on our high streets to shoulder more of the burden to raise revenue. While big banks are being rewarded, rural communities are being left behind and local businesses are being squeezed. That is not fair, balanced or sustainable. We need a reform of banking hub criteria to reflect rural geography, a proactive provision of hubs before the last bank closes, guaranteed access to free-to-use ATMs, and stronger obligations on banks to maintain services in underserved areas. Without intervention, the current trajectory is clear: more closures, further exclusion and more communities left behind.

• 19 Mar 2026 · Banking Services: Accessibility · Hansard source

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  It is an honour to serve under your chairmanship, Mr Western. I thank my hon. Friend the Member for St Ives (Andrew George) for securing this vital debate. He represents a similar constituency to my own, with the additional challenge of some extra islands, and I was struck by some of the similarities in our experiences—particularly the dismissive attitude of Lloyds, which was mentioned by several Members. My hon. Friend spoke about the reliance on community bankers, which banks have provided as an alternative, but, similarly to him, I have found in my constituency that the locations in which they are offering those services are not up to scratch, and local residents do not feel comfortable with them. My hon. Friend also said that the FCA criteria need to be widened, a call that I certainly agree with. My hon. and gallant Friend the Member for Tewkesbury (Cameron Thomas) spoke of the impact of closures on small towns and local economies. There is only one bank left in Tewkesbury; I am sure that is causing a huge inconvenience for his residents. Likewise, I agree with his call for the number of hubs to be increased. The hon. Member for Stoke-on-Trent North (David Williams) spoke of Lloyds’ “computer says no” approach, and the hon. Member for Cumbernauld and Kirkintilloch (Katrina Murray) spoke about the community campaigns in her constituency and the impact of Santander’s closures. Across my constituency of Brecon, Radnor and Cwm Tawe, we are seeing a steady and deeply worrying erosion of access to basic banking services. The issue here is whether people can withdraw their own money, whether small businesses can function, and whether elderly residents can manage their day-to-day lives. In rural Wales, access to cash and in-person banking is not a luxury; it is a necessity. Take Hay-on-Wye, an internationally renowned tourist destination and home to the Hay festival, with a thriving high street built on independent businesses. It is heavily cash dependent, particularly during the tourist season, yet it has no bank, and its only 24-hour ATM is routinely out of action, often for weeks at a time. What message does that send—a town that welcomes the world yet cannot guarantee access to cash for its own residents or its many visitors? That is not just inconvenient; it is economically damaging. In Presteigne, the situation is even more stark: the town has lost its bank branch entirely. The nearest alternative—this speaks to the point about long bus journeys—is now two hours and 40 minutes away by bus. This is a town with a large elderly population—people who are far less likely to bank online and far more reliant on face-to-face services. Those people are effectively being told that accessing their own money now requires a full day’s travel. That simply cannot be right. In Brecon and Llandrindod Wells—the largest towns in Brecknockshire and Radnorshire respectively—each town is now down to its last remaining bank. Those towns are key hubs for their counties, serving not just local residents but the wider Brecon Beacons and Radnorshire area, with a significant tourism and agricultural economy. Yet, under the current rules, those towns must wait until the final bank closes before they can be considered for a banking hub. That forces us into a perverse situation in which communities have to lose everything before they qualify for any support. Why are we waiting for failure when we can clearly see it coming? In Pontardawe, residents have already been left without a bank. They are now forced to travel to Neath—a round trip by bus that can often take more than two hours. Again, that disproportionately affects older residents, those without cars and those on lower incomes. Financial access is becoming a postcode lottery. The fundamental problem is that the criteria for banking hubs are deeply flawed. They simply do not reflect how rural communities actually work. The current model looks at whether there are 7,000 people within 1 km of a high street, but rural Wales does not work like that, and nor do many areas across the United Kingdom. Towns like Brecon, Hay, Llandrindod and Presteigne act as hubs for vast surrounding areas—villages and rural communities many miles beyond that arbitrary radius. The system therefore systematically underestimates need, and communities lose out as a result. Banking hubs are about more than convenience; they are also about inclusion. We still have significantly high levels of digital exclusion, particularly among older residents and in rural areas, where many struggle to get a mobile signal at home. Many people simply cannot manage their finances entirely online, and they should not be forced to. Banks should have a duty of care to their customers. After all, their profits are built on the money that customers entrust to them. We also need to ensure reliable access to cashpoints. An ATM that is frequently out of service is no access at all. Let us be clear: this situation is not inevitable. The major banks are making significant profits. They are benefiting from higher interest rates and, in many cases, generous tax arrangements. Yet at the same time, they are withdrawing services from the very communities that helped them to build those profits. In Powys, for example, a county that covers nearly a third of the land mass of Wales, there are no remaining Lloyds branches at all. That is an extraordinary withdrawal of service. Yet Lloyds made a £6.7 billion profit last year, which was up 12%. Its CEO, Charlie Nunn, received a total pay package of £7.4 million for 2025, and he is reportedly set up for a potential maximum payout of £17.7 million under a new performance-related pay policy proposed for 2026. There we have it: he will get a £10 million pay rise for closing bank branches across the country. Communities are being abandoned unnecessarily while banking profits are being prioritised.

• 19 Mar 2026 · Banking Services: Accessibility · Hansard source

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  Mine is the biggest constituency in England and Wales, and four or five towns in it sorely need a banking hub: Brecon and Presteigne are two such examples, beyond the hub that has already opened in Ystradgynlais. Does the Minister agree that there is a need for more than the 350 hubs that the Government have already committed to?

• 19 Mar 2026 · Banking Services: Accessibility · Hansard source

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  The hon. Member says that banks do a very good job. Is he not aware of the numerous outages that Lloyds has had on its banking apps over the past couple of years and indeed the past couple of weeks? Those outages create a reliance on physical infrastructure for people to access cash if they need to. Does the hon. Member also agree that the banks can afford to pay for banking hubs? It is not the Government who should have to pay for them. Does he agree that banks have more than enough to cover the cost of these hubs?

• 9 Mar 2026 · Middle East: Economic Update · Hansard source

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  Almost two thirds of homes across Brecon, Radnor and Cwm Tawe are dependent on heating oil, the price of which is now surging thanks to Donald Trump’s decision to bomb Iran. Will the Chancellor reassure my constituents that help will be on the way from the Government?

• 4 Mar 2026 · Economic Growth · Hansard source

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  Tourism is one of our key economic sectors in mid Wales. Last year, I visited Fforest Fields in Radnorshire, a beautiful campsite and family business that has been built up over generations. However, Bute Energy plans on building a wind farm on the other side of the hill from the site, with turbines that will be nearly as big as the Shard. Have the Government, or their colleagues in Cardiff, conducted any economic impact assessment on the damage that that will do to the economy in Powys?

• 2 Mar 2026 · Middle East · Hansard source

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  As long as the Iranian regime exists, it will continue to pose a direct threat to our security, and to stability across the region, yet Cabinet Office figures show that non-official development assistance integrated security fund spending for the middle east is set to fall by a third in the coming years. Will the Prime Minister explain why funding to counter Iranian threats is being reduced, when those threats remain so acute?

• 2 Mar 2026 · Student Loan System · Hansard source

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  8. What assessment she has made of the effectiveness of the student loan system.

• 2 Mar 2026 · Student Loan System · Hansard source

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  Many graduates feel as if they are drowning in debt and that they were sold a promise—that a university education would help them to pay off their debts quickly—which has not come true. Their debts continue to mount. Will the Government consider scrapping the planned freeze of the repayment threshold?

• 26 Feb 2026 · St David’s Day and Welsh Affairs · Hansard source

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  Wales is ready to move on from 27 years of failure and a century of Welsh Labour dominance. Labour’s failures in Wales represent the greatest failure in democratic governance anywhere in the world. Wales lies at the bottom of every British league table: it has the lowest education scores, the lowest wages and the longest waiting times. What explains this complete failure of democratic governance? Welsh politics has been too chummy, with people moving freely between journalism, public affairs and political parties. Wales has lacked proper scrutiny. It needs fresh thinking, which is why Wales needs Welsh Liberals. I wish to be clear: for over 100 years, Welsh Liberals fought for Home Rule, Cymru Fydd and a Welsh Parliament. Devolution is a sacred flame that we will follow, but the Labour party has done irreparable damage to it. Recent polling shows that only 36% of people in Wales think that devolution is worth it. Why is that? Why has Welsh devolution failed to improve outcomes? First, Wales should have powers equal to those of Scotland, because we are an equal nation and should be treated as such. The galling gap exists most obviously in the funding and powers made available for rail and those of the Crown estate. Until the Westminster Government acknowledge that Wales gets a raw deal, this constitutional question will rumble on, fanning the flames of populism and nationalism.

• 26 Feb 2026 · St David’s Day and Welsh Affairs · Hansard source

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  It will be news to people in Port Talbot that the electric arc furnace is ready, because that is not what they are seeing on the ground. It is not ready. They were told it would be ready in 2027, but now we are hearing that will not happen until possibly 2028. This failure in industrial development is costing us jobs and damaging Welsh communities. I am glad that the hon. Lady mentioned the Crown Estate, because the Crown Estate should have been forced to prioritise domestic supply chains, as has happened in the Netherlands and Germany, in its offshore leasing rounds. That is why devolution of the Crown Estate matters. It must be held accountable for its actions in Wales, and for its utter failure to build Welsh supply chains using Welsh businesses. I would like to distance myself from my predecessor, who said in this place that “moving away from steelmaking would not have a direct impact on national security.” —[ Official Report , 31 January 2024; Vol. 744, c. 849.] I disagree, and I think it shows that the Conservatives do not understand Wales and never have done. Finally, the Welsh Liberal Democrats believe that the green transition must be a Welsh jobs strategy. That means anchoring supply chains here, and investing in steel capacity, heavy plate manufacturing and port infrastructure, so that Welsh communities benefit directly from the energy revolution happening off our shores.

• 26 Feb 2026 · St David’s Day and Welsh Affairs · Hansard source

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  I thank the hon. Gentleman for his contribution, and I am coming to that. Secondly, we need a Government with plans to empower people across Wales. Devolution was intended to bring power closer to people, but the Welsh Government has instead hoarded power in Cardiff. We need a Government in Wales who trust councillors and council officers to make their own decisions, without demanding that the Welsh Government sign off on minor changes to bus routes; a Government who do not try to hide behind a £2 million a year Future Generations Commissioner; and a Government who ensure that health boards are truly accountable to the people they serve. In short, to put things right, Wales needs more than just a change of Government; we need a change in the style of government. Most importantly, people need the truth from us—politics depends on it. What happens to the spirit of democracy when people are not told the truth? It erodes trust, leading to populism. Last week, the Government sought headlines by saying that they were spending £14 billion on Welsh rail projects. Well, Labour knows, and we know, that they are not doing so. What did that announcement achieve, other than creating further distrust in politicians? This will be their legacy: a Wales that is so tired of broken promises that people have stopped tuning in or turning up. The Government are not the only ones who have broken their promises. The Brexiteers told Wales that leaving the European Union would save our steel industry, save Welsh farming and boost our international links. Ten years on, our steel industry is on the brink of collapse, Welsh farmers are being undercut by lamb imports from Australia and New Zealand, and Welsh universities are cutting jobs. The Brexiteers cost us the last decade, and Reform cannot be trusted with the next. If this Government wish to see off the threat from Reform and restore some faith in democracy, they must do two things: first, fix our health care system, and secondly, grow the economy. I will start with healthcare. At the start of this Parliament, we were told that the two Labour Governments would work together. The Government said that they would use spare capacity in England to drive down waiting lists in Wales, and that proposal was welcome. Cross-border healthcare has long been an everyday reality for my constituents. My predecessors, Richard Livsey and Roger Williams, fought to ensure that Powys patients could go to Hereford hospital for treatment. But last summer, faced with a mounting deficit that is now approaching £50 million, Powys teaching health board asked English hospitals to slow down treatment times for Powys patients. Waiting times for some procedures have now doubled. On Saturday I spoke to Dorothy Griffiths, who has been waiting since June 2024 for a knee replacement, and she is not alone. Patients who could have had hip or knee operations months ago have been left in pain because no one will take responsibility for ending this cruel policy. Nobody waiting for a knee replacement gets better with time, and the financial, physical and emotional costs will only mount. I have pressed the Welsh Office and Welsh Government Ministers for a plan to end the pain, but it is clear that there is no plan. Denying healthcare to people who need it is a moral outrage. Growing our economy is how we can pay for the NHS that we need. Agriculture, heavy industry and tourism are key sectors of the Welsh economy. The Welsh economy is driven by small family-owned businesses, and I wish to emphasise this point: the best long-term approach to tackling poverty in Wales is to build an economy with good jobs. Businesses are allies in the war on poverty, not foes, yet rather than seeing those sectors as an asset, this Labour Government have all but declared war on them. First, despite the low earnings of Welsh farmers being well known to anyone who knows anything about farming, the Government launched a tax raid on family farms. Secondly, they introduced a jobs tax and rateable value changes for pubs, restaurants and hospitality venues, prompting closures and lost jobs across Wales. Thirdly, there is the great betrayal of our steel industry. Before the general election, Welsh Labour MPs lined up in front of signs saying that they would “Save Our Steel.” They had a manifesto commitment to spend £2.5 billion on rebuilding our steel industry. Then they let the blast furnaces be turned off and said there was nothing that they could do. Yet months later, when the blast furnaces in Scunthorpe were under the same threat, Labour intervened and nationalised the steelworks. It was one rule for England and another for Wales. We were told during that debate that a steel strategy was forthcoming. In September last year, I asked the Government where it was. Their answer was that it would be published by the end of the year, but it still has not been published. Why not? How much money has been spent on shoring up the English steel industry in the meantime? Will the Government commit to spending that £2.5 billion in Wales? If they do not, our economy in south Wales will be in danger of withering away, and the anger that will follow will wash Labour Members away. They must fight their colleagues for that funding. There is huge demand for the skills that exist in south Wales, particularly around Neath Port Talbot. Welders are in big demand and can command six-figure salaries. We need an abundance of welders to build the big infrastructure projects that we need on time and on budget, and therein lies the opportunity to tackle poverty and build the industries of the future. Let us get Welsh children welding. I support the Government’s aim of building supply chains and providing green jobs, but they must hurry up, because Wales is missing out. The tidal lagoon project in Swansea bay, which the Conservatives cancelled, would have created thousands of jobs, generated tons of green energy and given us an industrial lead. The Liberal Democrats agree with the Government that green industrial leadership is ours for the taking. Take offshore wind: Wales has the coastline, the ports and the industrial skills to lead the renewable transition, but parts of the supply chains have now been built elsewhere, which means that Welsh companies will have to import steel to build the necessary parts. We should not be importing steel into Port Talbot—that defies all logic. The Government have given themselves a deadline of 2035 to get floating offshore wind ready. What are they waiting for? This sluggish attempt at industrial development is costing us jobs.

• 26 Feb 2026 · Topical Questions · Hansard source

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  T1. If she will make a statement on her departmental responsibilities.

• 26 Feb 2026 · Topical Questions · Hansard source

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  Despite a spirited performance at the weekend, Welsh rugby is in crisis. Clubs are demanding a vote of no confidence, and supporters fear a stitch-up that wipes the Ospreys off the map, ending professional rugby in Swansea. Does the Secretary of State agree that the leadership of the Welsh Rugby Union has lost the confidence of the grassroots game, and should step aside?

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  Is the Minister aware that the financial services industry is required to conduct regular testing of its systems, and that sectors like aviation and nuclear have designated individuals in their security organisations who are responsible for overseeing those sorts of practices?

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  During the evidence sessions, numerous very knowledgeable witnesses called for these new clauses, so I will push them both to a vote. Question put , That the clause be read a Second time.

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  Can the hon. Gentleman address the point of who he thinks would benefit if that Act was repealed?

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  I will.

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  Will the Minister clarify what he thinks ethical vulnerability research actually constitutes?

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  I think this once more comes down to state capacity and how we see the state’s role. Clearly there needs to be an expansion of the state’s powers—that is why the Bill was introduced—to mandate in writing various requirements of the companies that provide the critical infrastructure upon which our country relies. The hon. Member will remember the numerous witnesses who told us that board accountability was crucial. Some told us that in public and some in private. They are the people who are doing this job, and whom the Government are asking to do this job. That is why we should listen to them and why we will press the new clauses to a vote.

• 24 Feb 2026 · Cyber Security and Resilience (Network and Information Systems) Bill (Seventh sitting) · Hansard source

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  New clauses 16 and 17 work in tandem to align the Bill with best practice among our European neighbours, introducing measures that would strengthen ongoing oversight and enhance preparation, therefore improving the UK’s cyber-resilience before incidents occur. New clause 16 would make cyber-resilience a core responsibility of organisational leadership. It would require boards to oversee security arrangements, approve risk management approaches, satisfy themselves that protections are working on an ongoing basis and, importantly, be accountable. Numerous witnesses that we have spoken to over the past month told us that cyber-security deserves the most senior level of oversight. In fact, those professionals from within the industry told us that they desperately need this to happen to make sure that they can do the job that the Government are asking of them. ISACA, an organisation that I remember looking up to when I was working in cyber-security, has said that it supports both our new clauses.