David Burton-Sampson MP: speeches

Speeches

• 1 Apr 2025 · Crime and Policing Bill (Fourth sitting) · Hansard source

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  I find myself agreeing with the shadow Minister on the menace that unauthorised, misused motorised vehicles cause to our society. Untaxed bikes are roaring through our housing estates. Just this weekend, I was taking my dog for a walk and three untaxed motorbikes were roaring up and down the road, where there were young children and families walking along. My dog got scared every time they went past. These vehicles are a real menace. Illegal e-scooters whizz along the pavements. In Basildon, in south Essex, two young people were killed on an illegal e-scooter only recently. That is really sad: two young children had their lives ended on one of these illegal e-scooters. Modified electric bikes are also being dangerously driven on our roads. In my constituency, this is very much an urban problem, but the problem exists in different forms in rural areas. It affects all communities in one way or another. There is also the issue of crime associated with illegal bikes and illegal e-scooters. The shadow Minister has lots of ideas on how to solve this problem, but during the last year of the Conservative Government, there were an average of 214 snatch thefts, often facilitated by e-bikes and e-scooters, every day on our streets in England and Wales. That was a 150% increase on the previous year. That shows the former Government’s massive disregard for law and order. The Conservative party now comes here with ideas for improvement, but we are actually taking action to stop this problem. The fact that a warning is needed before these ridiculous illegal vehicles are seized creates an element of immunity for users—if they are going to get a warning, they will keep trying to push their luck—so I welcome the removal of that requirement. It is time to get tough in this area and give the police the powers they need to act promptly.

• 1 Apr 2025 · Crime and Policing Bill (Third sitting) · Hansard source

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  On that point, does the shadow Minister not believe that everybody has the right to decent housing?

• 11 Sept 2024 · Financial Fraud and Economic Crime · Hansard source

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  I welcome the Minister to his place and congratulate my hon. Friend the Member for York Outer (Mr Charters) on securing this massively important debate. This is a subject that I have been more than aware of throughout my entire professional career. In the light of that, I also declare an interest: I have been working in the financial services industry for many years. According to the UK fraud costs measurement committee, the level of fraud in the UK directly affecting consumers in 2023 was estimated to be a staggering £8 billion. The former Conservative Government did not prioritise economic crime sufficiently, according to the Treasury Committee. Now, it is up to the new Government to take action to improve the supervisory system and combat economic crime, which is growing. Improvements need to be made to assess the extent of economic crime and fraud in the UK—it is telling that there are no clear measures of the true impact of fraud on individuals, businesses and the economy. Some of my hon. Friend’s suggestions will help us to get a real understanding of the impact. A wide range of crimes fall under the category of fraud and economic crime, and the sums of money involved range from small to huge. To give a personal example, only last month in my constituency in Southend, some of my constituents were left feeling tricked, over—believe it or not—an inflatable fun day. They bought tickets in good faith, but it was a fictitious event. Some parents were left out of pocket after buying a number of the £15 tickets online, and clearly children were left very upset. Those sorts of things should not happen, but it is one small example of how fraud can impact families on a day-to-day basis. The police force in my county of Essex has a serious economic crime unit, which seized £2 million-worth of assets and made 15 arrests in February alone after an intensive, month-long investigation. The squad investigates offences including romance scams, online marketplace scams, rogue traders, investment fraud, bribery and corruption. As my hon. Friend the Member for York Outer mentioned, fraud can have a devastating impact on individuals and their families, affecting not only their finances but their wellbeing, leaving them feeling manipulated and deceived. Of course, there is the long-term impact on their finances, which has a knock-on impact on the economy, as people no longer have their hard-earned savings to spend on much-needed goods and services, or just on enjoying themselves. As I have mentioned, my background before coming to this place was in financial services, most recently in mortgages. With your indulgence, Ms Vaz, I will share a different type of fraud, where the consumer often unwittingly targets the lender. It is not usually out of malice, but done with the desire of achieving their housing dream, which for many can be seen as out of reach due to loan-to-income restrictions and high deposit requirements. Mortgage fraud can include overvaluing properties, overstating a salary or income, concealing a second mortgage from the primary lender or mis-stating the use of a property to either benefit from a more preferential rate of interest or to borrow more than the lender assesses that a client can afford. The UK’s leading fraud prevention service, Cifas, revealed in January 2024 that one in six of UK adults—16%—admitted that they or somebody they knew had misled mortgage companies about their annual salary in order to buy their home. I agree with Cifas that more needs to be done to raise awareness of how serious a crime mortgage fraud can be. Not being honest about one’s income, debt history, employment or the value of the property is a serious matter. Being caught will have long-term effects on one’s ability to gain a mortgage, and could have other financial consequences. I call on the Minister and the new Government to work with the relevant partners and stakeholders to strengthen and expand the fraud strategy that was announced in May 2023 to combat the ever-growing and more sophisticated fraudulent schemes that target individual consumers. Equally, awareness needs to be raised among consumers about the consequences of them falling unexpectedly into the world of fraud when applying for finance, especially mortgages. I would like to see collaboration between banks and other lenders, the regulator and the Government, to drive awareness of mortgage fraud through misrepresentation. That, of course, would be complemented by the Government’s plans to make the dream of home ownership more accessible for all.