Chris Hinchliff MP: speeches
4 Jul 2024–3 Jul 2025
How these years work
Our reporting years run from 4 July to 3 July, starting with the 2024 general election. They are not official parliamentary sessions. Office costs keep IPSA’s April–March financial years. Records may cover only part of a year; a missing record does not mean no work was done.
Read what this MP said, asked and contributed in Parliament.
3 published records · newest first.
Speeches
- 25 Jun 2025 · Draft Financial Services and Markets Act 2000 (Regulated Activities etc.) (Amendment) Order 2025 · Hansard source
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It is a pleasure to serve under your chairmanship, Mr Stuart. I would like to ask a few questions about article 3 of the order. In practice, its current drafting means that the order would regulate Klarna, if it offered buy now, pay later agreements to customers shopping on Amazon, but it would not regulate Amazon, if it offered such agreements in the future to its own customers. Given that FCA research shows that adults with vulnerable characteristics are disproportionately likely to use buy now, pay later, with 44% of the most frequent users of buy now, pay later already over-indebted, there is concern that the consumer focus of buy now, pay later is not about informed borrowing but engineered overconsumption. I accept that the Minister may feel that it is not currently an issue, but would it not be wise to regulate proactively and take action now to prevent buy now, pay later being offered directly by merchants in a way that would cause the very harms that we are currently trying to avoid from third-party providers?
- 12 Mar 2025 · Rural Communities: Government Support · Hansard source
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Will the Minister give way?
- 18 Dec 2024 · Engagements · Hansard source
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Q1. If he will list his official engagements for Wednesday 18 December.
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4 Jul 2024–3 Jul 2025. Existing keyword taxonomy applied to official debate titles and contributions; a contribution may appear in more than one topic and unclassified records are retained.
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